Vitals
  • Total Assets
    40.1M -6.6 %
  • Total Deposits
    35.5M -7.6 %
  • Total Net Loans
    18.4M -0.7 %
  • Net Income
    483000.0000 -3.6 %
  • Book Value
    4.6M 1.5 %
  • Book Value x2
    9.2M 1.5 %
  • Book Value x3
    13.8M 1.5 %
ROAA

1.191

ROAE

10.527

Efficiency Ratio

64.166

Net Interest Margin

3.951

Balance Sheet Highlights
Financial Highlights Kress National Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 40,095 358,087
Total Net Loans 18,399 213,533
Total Deposits 35,452 308,027
Total Equity 4,592 38,740
Profitability
Net Income 483 3,845
Return on Average Assets 1.191 1.025
Return on Average Equity 10.527 9.415
Net Interest Margin 3.951 3.773
Efficiency Ratio 64.166 66.762
Noninterest Income/Revenue 6.99 16.375
Balance Sheet Ratios
Loan-to-Deposit 51.898 65.494
Securities/Assets .254 .214
Total Equity/Total Assets .115 .108
Tangible Equity/Tangible Assets .115 .104
Capital Adequacy
Tier 1 Common Capital 4,692 37,278
Tier 1 Capital 4,692 37,303
Tier 2 Capital 307 2,526
Total Capital 4,999 39,866
Total Risk Weighted Assets 24,574 237,367
Leverage Ratio 11.48 10.563
Common Equity Tier 1 Capital Ratio 19.09 18.073
Tier 1 Capital Ratio 19.09 18.097
Total Capital Ratio 20.34 19.169

Timeline for Kress National Bank

Kress National Bancshares, Inc.

Kress National Bancshares, Inc. became a new parent organization for Kress National Bank.

View Profile Mar 07 2008

Kress Delaware National Bancshares, Inc.

Kress Delaware National Bancshares, Inc. became a new parent organization for Kress National Bank.

View Profile May 31 1999

Kress National Bank

Kress National Bank was established 60 years ago and is currently headquartered in Kress, TX.

Sep 17 1963
Relationships Role Relationship Start Relationship End
Kress National Bancshares, Inc. Parent 3/7/2008
Kress Delaware National Bancshares, Inc. Parent 5/31/1999 3/6/2008
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