American State Bank
Jonesboro, AR — Domestic Branch of a Domestic Bank
Acquired Dec 2005
Vitals
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Total Assets356.7M 15.3 %
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Total Deposits294.4M 15.1 %
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Total Net Loans220.9M 15.4 %
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Net Income1.9M -7.2 %
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Book Value25.5M 7.0 %
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Book Value x251.0M 7.0 %
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Book Value x376.5M 7.0 %
Balance Sheet Highlights
| Financial Highlights | American State Bank | All Insured Commercial Banks in Arkansas |
| Balance Sheet $(000) | ||
| Total Assets | 356,737 | 184,552 |
| Total Net Loans | 220,947 | 117,991 |
| Total Deposits | 294,403 | 147,446 |
| Total Equity | 25,501 | 19,777 |
| Profitability | ||
| Net Income | 1,855 | 2,637 |
| Return on Average Assets | .725 | 1.279 |
| Return on Average Equity | 10.005 | 12.189 |
| Net Interest Margin | 3.21 | 4.155 |
| Efficiency Ratio | 67.323 | 62.356 |
| Noninterest Income/Revenue | 13.332 | 14.122 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 75.049 | 76.755 |
| Securities/Assets | .279 | .385 |
| Total Equity/Total Assets | .071 | .107 |
| Tangible Equity/Tangible Assets | .071 | -.002 |
| Capital Adequacy | ||
| Tier 1 Common Capital | — | — |
| Tier 1 Capital | 26,367 | 18,136 |
| Tier 2 Capital | 1,863 | 1,500 |
| Total Capital | 28,230 | 19,663 |
| Total Risk Weighted Assets | 242,565 | 127,010 |
| Leverage Ratio | 7.44 | 10.431 |
| Common Equity Tier 1 Capital Ratio | — | — |
| Tier 1 Capital Ratio | 10.87 | 15.846 |
| Total Capital Ratio | 11.64 | 16.987 |
Timeline for American State Bank
Bancorpsouth Bank
American State Bank was acquired by Bancorpsouth Bank 18 years
View Profile Dec 01 2005
American State Bank Corporation
American State Bank Corporation became a new parent organization for American State Bank.
View Profile Dec 01 1995
Lee Wilson & Company
Lee Wilson & Company became a new parent organization for American State Bank.
View Profile Dec 31 1970
American State Bank
American State Bank was established 115 years ago and is currently headquartered in Jonesboro, AR.
Oct 01 1908| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| Bancorpsouth Bank | Buyer | 14,603,836 | Acquisition | Discontinued | 12/1/2005 |
| Relationships | Role | Relationship Start | Relationship End |
| American State Bank Corporation | Parent | 12/1/1995 | 11/30/2005 |
| Lee Wilson & Company | Parent | 12/31/1970 | 8/13/1980 |
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