Vitals
  • Total Assets
    307.9M 11.7 %
  • Total Deposits
    232.6M 8.2 %
  • Total Net Loans
    269.1M 17.9 %
  • Net Income
    6.9M 8.7 %
  • Book Value
    56.4M 8.0 %
  • Book Value x2
    112.9M 8.0 %
  • Book Value x3
    169.3M 8.0 %
ROAA

2.446

ROAE

12.439

Efficiency Ratio

42.87

Net Interest Margin

5.122

Balance Sheet Highlights
Financial Highlights American City Bank Of Tullahoma All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 307,902 350,717
Total Net Loans 269,101 240,957
Total Deposits 232,564 296,573
Total Equity 56,439 37,152
Profitability
Net Income 6,860 3,593
Return on Average Assets 2.446 .956
Return on Average Equity 12.439 8.82
Net Interest Margin 5.122 4.036
Efficiency Ratio 42.87 69.386
Noninterest Income/Revenue 6.377 17.129
Balance Sheet Ratios
Loan-to-Deposit 115.711 77.925
Securities/Assets .046 .166
Total Equity/Total Assets .183 .106
Tangible Equity/Tangible Assets .156 .103
Capital Adequacy
Tier 1 Common Capital 47,736 35,983
Tier 1 Capital 47,736 36,157
Tier 2 Capital 2,718 2,649
Total Capital 50,454 38,803
Total Risk Weighted Assets 299,200 253,332
Leverage Ratio 16.48 10.564
Common Equity Tier 1 Capital Ratio 15.95 15.215
Tier 1 Capital Ratio 15.95 15.278
Total Capital Ratio 16.86 16.362

Timeline for American City Bank Of Tullahoma

Clayton Hc, Inc.

Clayton Hc, Inc. became a new parent organization for American City Bank Of Tullahoma.

View Profile May 28 2004

American City Bancorp, Inc.

American City Bancorp, Inc. became a new parent organization for American City Bank Of Tullahoma.

View Profile Apr 27 1981

American City Bank Of Tullahoma

American City Bank Of Tullahoma was established 49 years ago and is currently headquartered in Tullahoma, TN.

Jul 01 1974
Relationships Role Relationship Start Relationship End
Clayton Hc, Inc. Parent 5/28/2004
American City Bancorp, Inc. Parent 12/17/1999 5/27/2004
American City Bancorp, Inc. Parent 12/20/1989 12/16/1999
American City Bancorp, Inc. Parent 4/27/1981 12/19/1989
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