Vitals
  • Total Assets
    143.6M 0.0 %
  • Total Deposits
    117.4M 1.6 %
  • Total Net Loans
    105.1M -5.4 %
  • Net Income
    431000.0000 123.7 %
  • Book Value
    10.2M 3.5 %
  • Book Value x2
    20.3M 3.5 %
  • Book Value x3
    30.5M 3.5 %
ROAA

.298

ROAE

4.31

Efficiency Ratio

91.414

Net Interest Margin

3.739

Balance Sheet Highlights
Financial Highlights Alliance Bank & Trust Company All Insured Commercial Banks in North Carolina
Balance Sheet $(000)
Total Assets 143,554 1,412,230
Total Net Loans 105,108 1,020,122
Total Deposits 117,402 1,134,979
Total Equity 10,165 173,608
Profitability
Net Income 431 10,887
Return on Average Assets .298 .777
Return on Average Equity 4.31 6.782
Net Interest Margin 3.739 3.73
Efficiency Ratio 91.414 75.532
Noninterest Income/Revenue 3.197 18.66
Balance Sheet Ratios
Loan-to-Deposit 89.528 86.082
Securities/Assets .101 .132
Total Equity/Total Assets .071 .123
Tangible Equity/Tangible Assets .071 .104
Capital Adequacy
Tier 1 Common Capital 10,273 139,754
Tier 1 Capital 10,273 140,214
Tier 2 Capital 1,329 8,389
Total Capital 11,602 148,590
Total Risk Weighted Assets 105,890 1,125,721
Leverage Ratio 6.96 10.209
Common Equity Tier 1 Capital Ratio 9.7 13.055
Tier 1 Capital Ratio 9.7 13.195
Total Capital Ratio 10.96 14.232

Timeline for Alliance Bank & Trust Company

Ab&T Financial Corporation

Ab&T Financial Corporation became a new parent organization for Alliance Bank & Trust Company.

View Profile May 14 2008

Alliance Bank & Trust Company

Alliance Bank & Trust Company was established 21 years ago and is currently headquartered in Gastonia, NC.

Sep 08 2004
Relationships Role Relationship Start Relationship End
Ab&T Financial Corporation Parent 5/14/2008
Similar Organizations
Organization City State Total Assets
Davis Trust Company
 		Elkins WV 146.7M
Quoin Financial Bank
 		Miller SD 146.5M
American Bank & Trust Wisconsin
 		Cuba City WI 148.2M
Bankstar Financial
 		Elkton SD 148.5M
Community State Bank
 		Spencer IA 149.8M
The First State Bank
 		Columbus TX 147.1M
Farmers State Bank
 		Hillsboro WI 151.1M
Liberty Trust & Savings Bank
 		Durant IA 151.4M
Minden Exchange Bank & Trust Company
 		Minden NE 147.6M
River City Bank
 		Rome GA 147.9M