Vitals
  • Total Assets
    38.4M 8.1 %
  • Total Deposits
    30.7M 3.1 %
  • Total Net Loans
    27.1M 20.4 %
  • Net Income
    308000.0000 276.0 %
  • Book Value
    5.9M 4.4 %
  • Book Value x2
    11.7M 4.4 %
  • Book Value x3
    17.6M 4.4 %
ROAA

.865

ROAE

5.414

Efficiency Ratio

83.261

Net Interest Margin

4.627

Balance Sheet Highlights
Financial Highlights Alamerica Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 38,357 266,812
Total Net Loans 27,089 157,006
Total Deposits 30,674 227,200
Total Equity 5,852 30,855
Profitability
Net Income 308 2,603
Return on Average Assets .865 .91
Return on Average Equity 5.414 7.525
Net Interest Margin 4.627 3.872
Efficiency Ratio 83.261 69.238
Noninterest Income/Revenue 25.293 15.218
Balance Sheet Ratios
Loan-to-Deposit 88.313 65.031
Securities/Assets .009 .23
Total Equity/Total Assets .153 .116
Tangible Equity/Tangible Assets .153 .114
Capital Adequacy
Tier 1 Common Capital 5,789 30,655
Tier 1 Capital 5,789 30,655
Tier 2 Capital 402 1,864
Total Capital 6,191 32,526
Total Risk Weighted Assets 32,092 184,216
Leverage Ratio 15.69 11.829
Common Equity Tier 1 Capital Ratio 18.04 18.757
Tier 1 Capital Ratio 18.04 18.762
Total Capital Ratio 19.29 19.824

Timeline for Alamerica Bank

Alamerica Banccorp, Inc.

Alamerica Banccorp, Inc. became a new parent organization for Alamerica Bank.

View Profile Jan 02 2002

Alamerica Bank

Alamerica Bank was established 24 years ago and is currently headquartered in Birmingham, AL.

Jan 28 2000
Relationships Role Relationship Start Relationship End
Alamerica Banccorp, Inc. Parent 1/2/2002
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