Vitals
  • Total Assets
    96.5M 0.5 %
  • Total Deposits
    82.0M 4.5 %
  • Total Net Loans
    78.1M 1.0 %
  • Net Income
    572000.0000 -42.9 %
  • Book Value
    8.3M -4.2 %
  • Book Value x2
    16.6M -4.2 %
  • Book Value x3
    24.9M -4.2 %
ROAA

.6

ROAE

6.785

Efficiency Ratio

74.553

Net Interest Margin

3.979

Balance Sheet Highlights
Financial Highlights Westside State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 96,524 198,346
Total Net Loans 78,142 133,864
Total Deposits 82,001 165,124
Total Equity 8,286 22,060
Profitability
Net Income 572 2,310
Return on Average Assets .6 1.15
Return on Average Equity 6.785 9.92
Net Interest Margin 3.979 3.587
Efficiency Ratio 74.553 60.34
Noninterest Income/Revenue 8.851 13.494
Balance Sheet Ratios
Loan-to-Deposit 95.294 77.091
Securities/Assets .077 .197
Total Equity/Total Assets .086 .111
Tangible Equity/Tangible Assets .078 .107
Capital Adequacy
Tier 1 Common Capital 7,502 21,135
Tier 1 Capital 7,502 21,140
Tier 2 Capital 773 1,625
Total Capital 8,275 22,777
Total Risk Weighted Assets 68,055 151,308
Leverage Ratio 8.26 10.944
Common Equity Tier 1 Capital Ratio 11.02 15.631
Tier 1 Capital Ratio 11.02 15.631
Total Capital Ratio 12.16 16.675

Timeline for Westside State Bank

West Side State Savings Bank

Acquisition: Westside State Bank acquired a new subsidiary, West Side State Savings Bank, 19 years

View Profile Mar 31 2005

Halbur Bancshares, Inc.

Halbur Bancshares, Inc. became a new parent organization for Westside State Bank.

View Profile Jul 28 1983

Westside State Bank

Westside State Bank was established 117 years ago and is currently headquartered in Westside, IA.

Jun 01 1907
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
West Side State Savings Bank Seller 29,614 Pooling of Interests Discontinued 3/31/2005
Relationships Role Relationship Start Relationship End
Halbur Bancshares, Inc. Parent 7/28/1983
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