Vitals
  • Total Assets
    929.6M 4.0 %
  • Total Deposits
    722.0M 4.8 %
  • Total Net Loans
    501.6M -0.9 %
  • Net Income
    5.8M -6.3 %
  • Book Value
    146.5M 4.6 %
  • Book Value x2
    293.0M 4.6 %
  • Book Value x3
    439.4M 4.6 %
ROAA

1.274

ROAE

8.041

Efficiency Ratio

46.125

Net Interest Margin

3.709

Balance Sheet Highlights
Financial Highlights Westminster Union Bank All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 929,640 486,679
Total Net Loans 501,646 386,356
Total Deposits 722,037 380,946
Total Equity 146,477 54,214
Profitability
Net Income 5,817 5,081
Return on Average Assets 1.274 1.251
Return on Average Equity 8.041 12.118
Net Interest Margin 3.709 4.23
Efficiency Ratio 46.125 66.598
Noninterest Income/Revenue 10.98 13.202
Balance Sheet Ratios
Loan-to-Deposit 69.477 91.283
Securities/Assets .131 .316
Total Equity/Total Assets .158 .111
Tangible Equity/Tangible Assets .079 -.041
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 76,484 43,464
Tier 2 Capital 30,830 8,781
Total Capital 107,314 51,591
Total Risk Weighted Assets 558,441 373,589
Leverage Ratio 9 10.128
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.7 12.736
Total Capital Ratio 19.22 14.264

Timeline for Westminster Union Bank

Pnc Bank, National Association

Westminster Union Bank was acquired by Pnc Bank, National Association 16 years

View Profile Sep 15 2007

Pnc Financial Services Group, Inc., The

Pnc Financial Services Group, Inc., The became a new parent organization for Westminster Union Bank.

View Profile Mar 02 2007

The Union National Bank Of Westminster

Acquisition: Westminster Union Bank acquired a new subsidiary, The Union National Bank Of Westminster, 23 years

View Profile Jul 14 2000

Carroll County Development Corporation

Carroll County Development Corporation became a new subsidiary organization for Westminster Union Bank.

View Profile Jul 14 2000

Maryland Title Center, Llc

Maryland Title Center, Llc became a new subsidiary organization for Westminster Union Bank.

View Profile Jul 14 2000

Want to see more?

Complete timeline for Westminster Union Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Pnc Bank, National Association Buyer 43,244,081 Pooling of Interests Discontinued 9/15/2007
The Union National Bank Of Westminster Seller 305,216 Acquisition Discontinued 7/14/2000
The Woodbine National Bank Seller 24,349 Discontinued 1/2/1981
Relationships Role Relationship Start Relationship End
Pnc Financial Services Group, Inc., The Parent 3/2/2007 9/14/2007
Mercantile Bankshares Corporation Parent 1/31/1986 3/1/2007
Mercantile Bankshares Corporation Parent 12/31/1976 1/30/1986
Mercantile Bankshares Corporation Parent 12/28/1972 12/30/1976
Carroll County Development Corporation Subsidary 7/14/2000 9/14/2007
W B & T Holdings & Investments, Inc. Subsidary 6/1/1994 8/24/2007
Maryland Title Center, Llc Subsidary 7/14/2000 3/1/2007
Union National Delaware Holdings, Inc. Subsidary 7/14/2000 8/31/2000
Barnes-Bollinger Insurance Services, Inc. Subsidary 7/14/2000 7/31/2000
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