Vitals
  • Total Assets
    51.2M -16.8 %
  • Total Deposits
    37.4M -30.8 %
  • Total Net Loans
    25.6M -30.6 %
  • Net Income
    23000.0000 35.3 %
  • Book Value
    13.4M 80.5 %
  • Book Value x2
    26.8M 80.5 %
  • Book Value x3
    40.2M 80.5 %
ROAA

.423

ROAE

2.23

Efficiency Ratio

92.384

Net Interest Margin

5.705

Balance Sheet Highlights
Financial Highlights Western State Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 51,237 541,118
Total Net Loans 25,624 410,920
Total Deposits 37,368 413,168
Total Equity 13,392 65,062
Profitability
Net Income 23 10,902
Return on Average Assets .423 1.508
Return on Average Equity 2.23 13.656
Net Interest Margin 5.705 5.04
Efficiency Ratio 92.384 70.367
Noninterest Income/Revenue 8.511 14.141
Balance Sheet Ratios
Loan-to-Deposit 68.572 87.375
Securities/Assets .098 .569
Total Equity/Total Assets .261 .12
Tangible Equity/Tangible Assets .183 -.192
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 9,402 55,187
Tier 2 Capital 459 6,460
Total Capital 9,861 60,761
Total Risk Weighted Assets 36,185 433,573
Leverage Ratio 20.19 13.646
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 25.98 17.22
Total Capital Ratio 27.25 18.37

Timeline for Western State Bank

Inland Community Bank, National Association

Western State Bank was acquired by Inland Community Bank, National Association 19 years

View Profile Aug 12 2006

Icb Financial

Icb Financial became a new parent organization for Western State Bank.

View Profile May 22 2006

Western State Bank

Western State Bank was established 45 years ago and is currently headquartered in Duarte, CA.

Oct 27 1980
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Inland Community Bank, National Association Buyer 212,292 Acquisition Discontinued 8/12/2006
Relationships Role Relationship Start Relationship End
Icb Financial Parent 5/22/2006 8/11/2006
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