Vitals
  • Total Assets
    51.7M -2.1 %
  • Total Deposits
    46.1M -4.4 %
  • Total Net Loans
    32.5M -6.1 %
  • Net Income
    -1426000.0000 -16.1 %
  • Book Value
    5.1M 18.9 %
  • Book Value x2
    10.3M 18.9 %
  • Book Value x3
    15.4M 18.9 %
ROAA

-2.759

ROAE

-31.31

Efficiency Ratio

162.996

Net Interest Margin

3.625

Balance Sheet Highlights
Financial Highlights South Carolina Community Bank All Insured Commercial Banks in South Carolina
Balance Sheet $(000)
Total Assets 51,675 396,146
Total Net Loans 32,478 246,095
Total Deposits 46,099 337,242
Total Equity 5,147 39,753
Profitability
Net Income -1,426 2,936
Return on Average Assets -2.759 .658
Return on Average Equity -31.31 6.043
Net Interest Margin 3.625 3.683
Efficiency Ratio 162.996 77.076
Noninterest Income/Revenue 12.725 19.526
Balance Sheet Ratios
Loan-to-Deposit 70.453 72.161
Securities/Assets .098 .198
Total Equity/Total Assets .1 .1
Tangible Equity/Tangible Assets .1 .099
Capital Adequacy
Tier 1 Common Capital 5,163 39,215
Tier 1 Capital 5,163 39,215
Tier 2 Capital 503 2,972
Total Capital 5,666 42,275
Total Risk Weighted Assets 39,790 268,714
Leverage Ratio 10.19 10.143
Common Equity Tier 1 Capital Ratio 12.98 15.311
Tier 1 Capital Ratio 12.98 15.311
Total Capital Ratio 14.24 16.421

Timeline for South Carolina Community Bank

Sccb Financial Corporation

Sccb Financial Corporation became a new parent organization for South Carolina Community Bank.

View Profile Jul 15 2005

Victory State Bank

Acquisition: South Carolina Community Bank acquired a new subsidiary, Victory State Bank, 25 years

View Profile Mar 27 1999

South Carolina Community Bank

South Carolina Community Bank was established 25 years ago and is currently headquartered in Columbia, SC.

Mar 26 1999
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Victory State Bank Seller 13,205 Failure 3/27/1999
Relationships Role Relationship Start Relationship End
Sccb Financial Corporation Parent 7/15/2005
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