Vitals
  • Total Assets
    52.5M 1.7 %
  • Total Deposits
    39.8M -7.1 %
  • Total Net Loans
    37.7M 9.9 %
  • Net Income
    433000.0000 14.9 %
  • Book Value
    8.9M 4.7 %
  • Book Value x2
    17.8M 4.7 %
  • Book Value x3
    26.6M 4.7 %
ROAA

.837

ROAE

4.965

Efficiency Ratio

70.888

Net Interest Margin

4.731

Balance Sheet Highlights
Financial Highlights Commerce Bank Texas All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 52,521 358,087
Total Net Loans 37,671 213,533
Total Deposits 39,809 308,027
Total Equity 8,881 38,740
Profitability
Net Income 433 3,845
Return on Average Assets .837 1.025
Return on Average Equity 4.965 9.415
Net Interest Margin 4.731 3.773
Efficiency Ratio 70.888 66.762
Noninterest Income/Revenue 4.904 16.375
Balance Sheet Ratios
Loan-to-Deposit 94.629 65.494
Securities/Assets .186 .214
Total Equity/Total Assets .169 .108
Tangible Equity/Tangible Assets .12 .104
Capital Adequacy
Tier 1 Common Capital 6,358 37,278
Tier 1 Capital 6,358 37,303
Tier 2 Capital 318 2,526
Total Capital 6,676 39,866
Total Risk Weighted Assets 35,964 237,367
Leverage Ratio 12.86 10.563
Common Equity Tier 1 Capital Ratio 17.68 18.073
Tier 1 Capital Ratio 17.68 18.097
Total Capital Ratio 18.56 19.169

Timeline for Commerce Bank Texas

Security Delaware Financial Corporation

Security Delaware Financial Corporation became a new parent organization for Commerce Bank Texas.

View Profile Nov 04 1997

Security State Bancshares, Inc.

Security State Bancshares, Inc. became a new parent organization for Commerce Bank Texas.

View Profile Mar 26 1979

Commerce Bank Texas

Commerce Bank Texas was established 92 years ago and is currently headquartered in Stockdale, TX.

Feb 01 1932
Relationships Role Relationship Start Relationship End
Security State Bancshares, Inc. Parent 11/6/2007
Security Delaware Financial Corporation Parent 11/4/1997 11/5/2007
Security State Bancshares, Inc. Parent 12/17/1996 11/3/1997
Security State Bancshares, Inc. Parent 3/26/1979 12/16/1996
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