Vitals
  • Total Assets
    216.7M 21.1 %
  • Total Deposits
    86.2M 5.1 %
  • Total Net Loans
    84.1M 23.8 %
  • Net Income
    2.0M 29.1 %
  • Book Value
    18.3M 1.3 %
  • Book Value x2
    36.6M 1.3 %
  • Book Value x3
    55.0M 1.3 %
ROAA

.89

ROAE

10.376

Efficiency Ratio

54.791

Net Interest Margin

2.898

Balance Sheet Highlights
Financial Highlights West Point Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 216,678 275,102
Total Net Loans 84,108 177,820
Total Deposits 86,231 227,063
Total Equity 18,318 30,287
Profitability
Net Income 1,953 2,592
Return on Average Assets .89 .944
Return on Average Equity 10.376 8.074
Net Interest Margin 2.898 3.847
Efficiency Ratio 54.791 70.925
Noninterest Income/Revenue 7.689 17.219
Balance Sheet Ratios
Loan-to-Deposit 97.538 76.952
Securities/Assets .539 .219
Total Equity/Total Assets .085 .11
Tangible Equity/Tangible Assets .085 .107
Capital Adequacy
Tier 1 Common Capital 19,517 29,354
Tier 1 Capital 19,517 29,354
Tier 2 Capital 757 2,092
Total Capital 20,274 31,454
Total Risk Weighted Assets 120,014 190,479
Leverage Ratio 8.31 11.285
Common Equity Tier 1 Capital Ratio 16.26 17.115
Tier 1 Capital Ratio 16.26 17.115
Total Capital Ratio 16.89 18.174

Timeline for West Point Bank

First Breckinridge Bancshares, Inc.

First Breckinridge Bancshares, Inc. became a new parent organization for West Point Bank.

View Profile Jan 16 1986

West Point Bank

West Point Bank was established 109 years ago and is currently headquartered in Radcliff, KY.

Jul 01 1914
Relationships Role Relationship Start Relationship End
First Breckinridge Bancshares, Inc. Parent 1/16/1986
Similar Organizations
Organization City State Total Assets
Carolina Premier Bank
 		Charlotte NC 243.6M
Homestead Bank
 		Cozad NE 243.6M
The Peoples State Bank
 		Ellettsville IN 243.8M
Community Bank Of Parkersburg
 		Parkersburg WV 244.4M
Byron Bank
 		Byron IL 244.5M
First State Bank
 		Scottsbluff NE 244.7M
Farmers State Bank Of Calhan
 		Calhan CO 237.9M
Exchange Bank
 		Milledgeville GA 236.8M
First Independence Bank
 		Detroit MI 236.1M
Citizens State Bank
 		Sealy TX 246.8M