West Point Bank
Radcliff, KY — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | West Point Bank | All Insured Commercial Banks in Kentucky |
Interest and Fees on Loans | 4,637 | 8,828 |
Income from Lease Financing Receivables | — | 2 |
8 | 44 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 4 | 22 |
Income on Loans and Leases (TE) | 4,641 | 8,864 |
Investment Interest Income (TE) | 1,772 | 1,656 |
Total Interest Income (TE) | 6,507 | 10,728 |
Total Interest Expense | 371 | 1,106 |
Net Interest Income (TE) | 6,136 | 9,572 |
Non-Interest Income | 542 | 2,231 |
Adjusted Operating Income (TE) | 6,678 | 12,006 |
Non-interest Expense | 3,659 | 8,402 |
Provision for Loan & Lease Losses | — | 243 |
Pretax Operating Income (TE) | 3,019 | 3,259 |
Pretax Net Operating Income (TE) | 3,017 | 3,369 |
Applicable Income Taxes | 924 | 444 |
Net Operating Income | 1,953 | 2,592 |
Net Income | 1,953 | 2,592 |
Cash Dividends Declared | 500 | 1,549 |
Retained Earnings | 1,453 | 1,045 |