Vitals
  • Total Assets
    52.1M 5.3 %
  • Total Deposits
    34.0M 0.3 %
  • Total Net Loans
    33.1M -1.0 %
  • Net Income
  • Book Value
    8.5M -0.7 %
  • Book Value x2
    16.9M -0.7 %
  • Book Value x3
    25.4M -0.7 %
ROAA

ROAE

Efficiency Ratio

123.064

Net Interest Margin

4.96

Balance Sheet Highlights
Financial Highlights Vista Bank All Insured Commercial Banks in Colorado
Balance Sheet $(000)
Total Assets 52,079 158,036
Total Net Loans 33,104 103,799
Total Deposits 34,010 134,032
Total Equity 8,458 15,067
Profitability
Net Income — 755
Return on Average Assets — 1.402
Return on Average Equity — 15.927
Net Interest Margin 4.96 4.536
Efficiency Ratio 123.064 66.554
Noninterest Income/Revenue 4.47 19.834
Balance Sheet Ratios
Loan-to-Deposit 97.336 68.74
Securities/Assets .192 .607
Total Equity/Total Assets .162 .095
Tangible Equity/Tangible Assets .115 .031
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 5,974 13,263
Tier 2 Capital 530 1,339
Total Capital 6,504 14,269
Total Risk Weighted Assets 42,061 98,332
Leverage Ratio 12.14 9.072
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.2 14.968
Total Capital Ratio 15.46 15.979

Timeline for Vista Bank

Adams Bank & Trust

Vista Bank was acquired by Adams Bank & Trust 20 years

View Profile Apr 17 2004

Vbi, Inc.

Vbi, Inc. became a new parent organization for Vista Bank.

View Profile Nov 01 2000

Vista Bank

Vista Bank was established 25 years ago and is currently headquartered in Colorado Springs, CO.

Nov 02 1998
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Adams Bank & Trust Buyer 705,705 Pooling of Interests Discontinued 4/17/2004
Relationships Role Relationship Start Relationship End
Vbi, Inc. Parent 11/1/2000 4/16/2004
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