Citizens Bank
Sac City, IA — Non-member Bank
Active
Vitals
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Total Assets47.8M -3.9 %
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Total Deposits38.4M -3.6 %
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Total Net Loans23.4M -6.3 %
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Net Income421000.0000 2.2 %
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Book Value4.0M -5.2 %
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Book Value x27.9M -5.2 %
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Book Value x311.9M -5.2 %
Balance Sheet Highlights
| Financial Highlights | Citizens Bank | All Insured Commercial Banks in Iowa |
| Balance Sheet $(000) | ||
| Total Assets | 47,808 | 198,346 |
| Total Net Loans | 23,363 | 133,864 |
| Total Deposits | 38,426 | 165,124 |
| Total Equity | 3,955 | 22,060 |
| Profitability | ||
| Net Income | 421 | 2,310 |
| Return on Average Assets | .85 | 1.15 |
| Return on Average Equity | 9.868 | 9.92 |
| Net Interest Margin | 3.143 | 3.587 |
| Efficiency Ratio | 73.204 | 60.34 |
| Noninterest Income/Revenue | 14.3 | 13.494 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 60.8 | 77.091 |
| Securities/Assets | .427 | .197 |
| Total Equity/Total Assets | .083 | .111 |
| Tangible Equity/Tangible Assets | .083 | .107 |
| Capital Adequacy | ||
| Tier 1 Common Capital | 4,140 | 21,135 |
| Tier 1 Capital | 4,140 | 21,140 |
| Tier 2 Capital | 245 | 1,625 |
| Total Capital | 4,385 | 22,777 |
| Total Risk Weighted Assets | 26,187 | 151,308 |
| Leverage Ratio | 8.43 | 10.944 |
| Common Equity Tier 1 Capital Ratio | 15.81 | 15.631 |
| Tier 1 Capital Ratio | 15.81 | 15.631 |
| Total Capital Ratio | 16.74 | 16.675 |
Timeline for Citizens Bank
Citizens Holding Company
Citizens Holding Company became a new parent organization for Citizens Bank.
View Profile Dec 31 1979
Citizens Bank
Citizens Bank was established 95 years ago and is currently headquartered in Sac City, IA.
Feb 08 1929| Relationships | Role | Relationship Start | Relationship End |
| Citizens Holding Company | Parent | 12/8/2000 | |
| Citizens Holding Company | Parent | 7/15/1998 | 12/7/2000 |
| Citizens Holding Company | Parent | 12/31/1995 | 7/14/1998 |
| Citizens Holding Company | Parent | 12/31/1992 | 12/30/1995 |
| Citizens Holding Company | Parent | 12/31/1989 | 12/30/1992 |
| Citizens Holding Company | Parent | 12/31/1985 | 12/30/1989 |
| Citizens Holding Company | Parent | 12/31/1979 | 12/30/1985 |
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