Vitals
  • Total Assets
    48.6M 3.9 %
  • Total Deposits
    44.4M 4.3 %
  • Total Net Loans
    18.2M -6.4 %
  • Net Income
    99000.0000 -52.6 %
  • Book Value
    3.8M -4.6 %
  • Book Value x2
    7.6M -4.6 %
  • Book Value x3
    11.4M -4.6 %
ROAA

.204

ROAE

2.494

Efficiency Ratio

86.835

Net Interest Margin

3.822

Balance Sheet Highlights
Financial Highlights United Southwest Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 48,645 147,703
Total Net Loans 18,219 97,223
Total Deposits 44,449 126,600
Total Equity 3,788 15,565
Profitability
Net Income 99 1,683
Return on Average Assets .204 1.08
Return on Average Equity 2.494 9.905
Net Interest Margin 3.822 3.845
Efficiency Ratio 86.835 68.21
Noninterest Income/Revenue 7.582 13.68
Balance Sheet Ratios
Loan-to-Deposit 40.989 75.205
Securities/Assets .375 .174
Total Equity/Total Assets .078 .105
Tangible Equity/Tangible Assets .078 .103
Capital Adequacy
Tier 1 Common Capital 3,748 15,225
Tier 1 Capital 3,748 15,232
Tier 2 Capital 171 1,135
Total Capital 3,919 16,386
Total Risk Weighted Assets 27,421 105,251
Leverage Ratio 7.5 10.475
Common Equity Tier 1 Capital Ratio 13.67 15.3
Tier 1 Capital Ratio 13.67 15.308
Total Capital Ratio 14.29 16.398

Timeline for United Southwest Bank

United Southwest Bank

Acquisition: United Southwest Bank acquired a new subsidiary, United Southwest Bank, 27 years

View Profile Jan 01 1997

Empire Bancshares, Inc.

Empire Bancshares, Inc. became a new parent organization for United Southwest Bank.

View Profile Jan 02 1980

United Southwest Bank

United Southwest Bank was established 108 years ago and is currently headquartered in Cottonwood, MN.

Jan 01 1916
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United Southwest Bank Seller 13,022 Pooling of Interests Discontinued 1/1/1997
Relationships Role Relationship Start Relationship End
Empire Bancshares, Inc. Parent 5/22/2007
Empire Bancshares, Inc. Parent 12/31/1984 5/21/2007
Empire Bancshares, Inc. Parent 1/2/1980 12/30/1984
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