Vitals
  • Total Assets
    506.8M 16.5 %
  • Total Deposits
    383.0M 0.2 %
  • Total Net Loans
    351.0M 3.7 %
  • Net Income
    2.0M -47.2 %
  • Book Value
    113.1M 198.1 %
  • Book Value x2
    226.1M 198.1 %
  • Book Value x3
    339.2M 198.1 %
ROAA

1.328

ROAE

7.097

Efficiency Ratio

54.801

Net Interest Margin

5.047

Balance Sheet Highlights
Financial Highlights Vision Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 506,814 201,925
Total Net Loans 350,950 135,376
Total Deposits 382,994 166,300
Total Equity 113,070 20,717
Profitability
Net Income 1,970 9,676
Return on Average Assets 1.328 1.241
Return on Average Equity 7.097 11.92
Net Interest Margin 5.047 4.121
Efficiency Ratio 54.801 61.116
Noninterest Income/Revenue 7.815 10.02
Balance Sheet Ratios
Loan-to-Deposit 91.633 73.163
Securities/Assets .048 .56
Total Equity/Total Assets .223 .103
Tangible Equity/Tangible Assets .079 -3.706
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 40,246 20,314
Tier 2 Capital 4,672 1,641
Total Capital 44,918 21,907
Total Risk Weighted Assets 372,149 148,681
Leverage Ratio 9.67 11.046
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.81 16.652
Total Capital Ratio 12.07 17.72

Timeline for Vision Bank

Vision Bank

Vision Bank was acquired by Vision Bank 16 years

View Profile Jul 21 2007

Park National Corporation

Park National Corporation became a new parent organization for Vision Bank.

View Profile Mar 09 2007

Vision Bancshares Financial Group, Inc.

Vision Bancshares Financial Group, Inc. became a new subsidiary organization for Vision Bank.

View Profile Aug 01 2002

Vision Bank

Vision Bank was established 24 years ago and is currently headquartered in Gulf Shores, AL.

Mar 29 2000

Vision Bancshares, Inc.

Vision Bancshares, Inc. became a new parent organization for Vision Bank.

View Profile Mar 29 2000
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Vision Bank Buyer 653,057 Pooling of Interests Discontinued 7/21/2007
Relationships Role Relationship Start Relationship End
Park National Corporation Parent 3/9/2007 7/20/2007
Vision Bancshares, Inc. Parent 3/29/2000 3/8/2007
Vision Bancshares Financial Group, Inc. Subsidary 8/1/2002 7/20/2007
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