Vitals
  • Total Assets
    515.5M -1.7 %
  • Total Deposits
    436.5M -1.7 %
  • Total Net Loans
    224.8M 1.6 %
  • Net Income
    6.2M 11.9 %
  • Book Value
    60.9M -0.7 %
  • Book Value x2
    121.9M -0.7 %
  • Book Value x3
    182.8M -0.7 %
ROAA

1.209

ROAE

10.015

Efficiency Ratio

65.497

Net Interest Margin

3.229

Balance Sheet Highlights
Financial Highlights Concordia Bank & Trust Company All Insured Commercial Banks in Louisiana
Balance Sheet $(000)
Total Assets 515,466 340,347
Total Net Loans 224,825 227,146
Total Deposits 436,489 291,952
Total Equity 60,945 36,108
Profitability
Net Income 6,223 3,221
Return on Average Assets 1.209 .994
Return on Average Equity 10.015 8.993
Net Interest Margin 3.229 4.112
Efficiency Ratio 65.497 68.63
Noninterest Income/Revenue 17.701 14.204
Balance Sheet Ratios
Loan-to-Deposit 51.508 74.405
Securities/Assets .468 .197
Total Equity/Total Assets .118 .106
Tangible Equity/Tangible Assets .115 .105
Capital Adequacy
Tier 1 Common Capital 60,525 35,803
Tier 1 Capital 60,525 36,059
Tier 2 Capital 928 2,443
Total Capital 61,453 38,519
Total Risk Weighted Assets 286,849 245,733
Leverage Ratio 11.81 10.776
Common Equity Tier 1 Capital Ratio 21.1 16.476
Tier 1 Capital Ratio 21.1 16.481
Total Capital Ratio 21.42 17.491

Timeline for Concordia Bank & Trust Company

First Service Corporation

First Service Corporation became a new subsidiary organization for Concordia Bank & Trust Company.

View Profile Jan 07 2008

Wilkinson County Savings Bank

Acquisition: Concordia Bank & Trust Company acquired a new subsidiary, Wilkinson County Savings Bank, 24 years

View Profile May 14 1999

Concordia Capital Corporation

Concordia Capital Corporation became a new parent organization for Concordia Bank & Trust Company.

View Profile Jul 31 1997

United Federal Savings And Loan Association

Acquisition: Concordia Bank & Trust Company acquired a new subsidiary, United Federal Savings And Loan Association, 33 years

View Profile Jul 21 1990

Concordia Bank & Trust Company

Concordia Bank & Trust Company was established 120 years ago and is currently headquartered in Vidalia, LA.

Jul 01 1903
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Wilkinson County Savings Bank Seller 25,189 Acquisition Discontinued 5/14/1999
United Federal Savings And Loan Association Seller 18,949 Failure 7/21/1990
Relationships Role Relationship Start Relationship End
Concordia Capital Corporation Parent 7/31/1997
First Service Corporation Subsidary 1/7/2008
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