Concordia Bank & Trust Company
Vidalia, LA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Concordia Bank & Trust Company | All Insured Commercial Banks in Louisiana |
| Interest and Fees on Loans | 11,692 | 12,249 |
| Income from Lease Financing Receivables | — | 0 |
| 44 | 11 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 22 | 5 |
| Income on Loans and Leases (TE) | 11,714 | 12,303 |
| Investment Interest Income (TE) | 5,726 | 1,723 |
| Total Interest Income (TE) | 17,640 | 14,309 |
| Total Interest Expense | 2,006 | 1,286 |
| Net Interest Income (TE) | 15,634 | 13,025 |
| Non-Interest Income | 3,794 | 2,369 |
| Adjusted Operating Income (TE) | 19,428 | 15,580 |
| Non-interest Expense | 12,725 | 10,422 |
| Provision for Loan & Lease Losses | 62 | 665 |
| Pretax Operating Income (TE) | 6,641 | 3,985 |
| Pretax Net Operating Income (TE) | 6,862 | 4,088 |
| Applicable Income Taxes | — | 519 |
| Net Operating Income | 6,223 | 3,221 |
| Net Income | 6,223 | 3,221 |
| Cash Dividends Declared | 4,601 | 1,724 |
| Retained Earnings | 1,622 | 1,267 |