Vitals
  • Total Assets
    653.1M -17.6 %
  • Total Deposits
    532.5M -15.9 %
  • Total Net Loans
    469.0M -17.9 %
  • Net Income
    -22526000.0000 50.4 %
  • Book Value
    111.2M 1.1 %
  • Book Value x2
    222.4M 1.1 %
  • Book Value x3
    333.5M 1.1 %
ROAA

-3.05

ROAE

-19.646

Efficiency Ratio

110.871

Net Interest Margin

3.861

Balance Sheet Highlights
Financial Highlights Vision Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 653,057 319,091
Total Net Loans 469,038 200,242
Total Deposits 532,499 266,655
Total Equity 111,181 30,303
Profitability
Net Income -22,526 -766
Return on Average Assets -3.05 -.448
Return on Average Equity -19.646 -7.584
Net Interest Margin 3.861 3.562
Efficiency Ratio 110.871 90.676
Noninterest Income/Revenue 4.303 9.211
Balance Sheet Ratios
Loan-to-Deposit 88.082 73.586
Securities/Assets .155 .18
Total Equity/Total Assets .17 .095
Tangible Equity/Tangible Assets .168 .093
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 109,566 27,438
Tier 2 Capital 6,071 2,810
Total Capital 115,637 30,224
Total Risk Weighted Assets 467,842 212,049
Leverage Ratio 15.89 8.851
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 23.42 13.486
Total Capital Ratio 24.72 14.782

Timeline for Vision Bank

Centennial Bank

Vision Bank was acquired by Centennial Bank 12 years

View Profile Feb 17 2012

Vision Bank

Acquisition: Vision Bank acquired a new subsidiary, Vision Bank, 16 years

View Profile Jul 21 2007

Vision Bancshares Financial Group, Inc.

Vision Bancshares Financial Group, Inc. became a new subsidiary organization for Vision Bank.

View Profile Jul 21 2007

Park National Corporation

Park National Corporation became a new parent organization for Vision Bank.

View Profile Mar 09 2007

Vision Bank, Fsb

Acquisition: Vision Bank acquired a new subsidiary, Vision Bank, Fsb, 19 years

View Profile Oct 16 2004

Want to see more?

Complete timeline for Vision Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Centennial Bank Buyer 9,751,545 Acquisition Discontinued 2/17/2012
Vision Bank Seller 506,814 Pooling of Interests Discontinued 7/21/2007
Vision Bank, Fsb Seller 71,353 Acquisition Discontinued 10/16/2004
Relationships Role Relationship Start Relationship End
Park National Corporation Parent 3/9/2007 2/16/2012
Vision Bancshares, Inc. Parent 10/16/2004 3/8/2007
Banctrust Financial Group, Inc. Parent 4/17/2002 10/15/2004
Gulf Coast Community Bancshares, Inc. Parent 4/1/2000 4/16/2002
Vision Bancshares Financial Group, Inc. Subsidary 7/21/2007 2/16/2012
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