Vitals
  • Total Assets
    325.8M -5.2 %
  • Total Deposits
    288.3M -6.1 %
  • Total Net Loans
    256.4M 2.8 %
  • Net Income
    481000.0000 4.6 %
  • Book Value
    36.0M 0.7 %
  • Book Value x2
    71.9M 0.7 %
  • Book Value x3
    107.9M 0.7 %
ROAA

.566

ROAE

5.395

Efficiency Ratio

81.915

Net Interest Margin

3.765

Balance Sheet Highlights
Financial Highlights Valley Bank And Trust Co. All Insured Commercial Banks in Nebraska
Balance Sheet $(000)
Total Assets 325,791 155,968
Total Net Loans 256,421 105,500
Total Deposits 288,309 127,657
Total Equity 35,951 17,383
Profitability
Net Income 481 443
Return on Average Assets .566 1.05
Return on Average Equity 5.395 9.353
Net Interest Margin 3.765 3.725
Efficiency Ratio 81.915 64.145
Noninterest Income/Revenue 14.671 11.568
Balance Sheet Ratios
Loan-to-Deposit 88.94 81.16
Securities/Assets .107 .173
Total Equity/Total Assets .11 .111
Tangible Equity/Tangible Assets .103 .108
Capital Adequacy
Tier 1 Common Capital 33,634 16,546
Tier 1 Capital 33,634 16,564
Tier 2 Capital 3,514 1,332
Total Capital 37,148 17,916
Total Risk Weighted Assets 280,187 123,847
Leverage Ratio 9.96 10.862
Common Equity Tier 1 Capital Ratio 12 14.493
Tier 1 Capital Ratio 12 14.502
Total Capital Ratio 13.26 15.585

Timeline for Valley Bank And Trust Co.

Western States Bank

Valley Bank And Trust Co. was acquired by Western States Bank 7 years

View Profile Jun 18 2016

First Express, Inc.

First Express, Inc. became a new parent organization for Valley Bank And Trust Co..

View Profile Apr 15 2016

Valley Financial Planning, Inc.

Valley Financial Planning, Inc. became a new subsidiary organization for Valley Bank And Trust Co..

View Profile Mar 01 2004

Valley Insurance Services, Inc.

Valley Insurance Services, Inc. became a new subsidiary organization for Valley Bank And Trust Co..

View Profile Jul 01 2002

Wauneta Falls Bank, National Association

Acquisition: Valley Bank And Trust Co. acquired a new subsidiary, Wauneta Falls Bank, National Association, 25 years

View Profile Jan 01 1999

Want to see more?

Complete timeline for Valley Bank And Trust Co. is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Western States Bank Buyer 475,465 Pooling of Interests Discontinued 6/18/2016
Wauneta Falls Bank, National Association Seller 28,513 Acquisition Discontinued 1/1/1999
Ogallala National Bank Seller 20,058 Acquisition Discontinued 1/1/1999
Gering State Bank And Trust Company Seller 79,787 Pooling of Interests Discontinued 6/17/1996
Relationships Role Relationship Start Relationship End
First Express, Inc. Parent 4/15/2016 6/17/2016
First Express Of Nebraska, Inc. Parent 6/10/2002 4/14/2016
First Express Of Nebraska, Inc. Parent 1/1/1999 6/9/2002
Wauneta Falls Bancorp, Inc. Parent 1/1/1999 6/9/2002
First Express Of Nebraska, Inc. Parent 6/17/1996 12/31/1998
Valley Insurance Services, Inc. Subsidary 6/30/2007 4/14/2016
Valley Financial Planning, Inc. Subsidary 3/1/2004 5/12/2011
Valley Insurance Services, Inc. Subsidary 7/1/2002 6/29/2007
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