Vitals
  • Total Assets
    499.5M
  • Total Deposits
    330.1M
  • Total Net Loans
    103.4M
  • Net Income
    4.2M
  • Book Value
    117.8M
  • Book Value x2
    235.5M
  • Book Value x3
    353.3M
ROAA

3.398

ROAE

14.524

Efficiency Ratio

69.188

Net Interest Margin

2.294

Balance Sheet Highlights
Financial Highlights U.S. Trust Company All Insured Commercial Banks in Connecticut
Balance Sheet $(000)
Total Assets 499,486 149,421
Total Net Loans 103,438 78,997
Total Deposits 330,067 120,364
Total Equity 117,758 13,590
Profitability
Net Income 4,187 602
Return on Average Assets 3.398 1.053
Return on Average Equity 14.524 9.996
Net Interest Margin 2.294 3.871
Efficiency Ratio 69.188 82.119
Noninterest Income/Revenue 84.993 10.851
Balance Sheet Ratios
Loan-to-Deposit 31.339 67.464
Securities/Assets .521 .349
Total Equity/Total Assets .236 .091
Tangible Equity/Tangible Assets .166 -.036
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 81,653 12,933
Tier 2 Capital 1,000 885
Total Capital 82,653 13,878
Total Risk Weighted Assets 186,718 88,825
Leverage Ratio 17.82 10.69
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 43.73 17.498
Total Capital Ratio 44.27 18.554

Timeline for U.S. Trust Company

U.S. Trust Company, National Association

U.S. Trust Company was acquired by U.S. Trust Company, National Association 20 years

View Profile Jun 01 2003

Resource Trust Company

Acquisition: U.S. Trust Company acquired a new subsidiary, Resource Trust Company, 23 years

View Profile May 01 2001

Resource Capital Advisors Inc.

Resource Capital Advisors Inc. became a new subsidiary organization for U.S. Trust Company.

View Profile May 01 2001

U.S. Trust Company

U.S. Trust Company was established 30 years ago and is currently headquartered in Greenwich, CT.

Jun 18 1993

U.S. Trust Corporation

U.S. Trust Corporation became a new parent organization for U.S. Trust Company.

View Profile Jun 18 1993
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
U.S. Trust Company, National Association Buyer 3,880,574 Pooling of Interests Discontinued 6/1/2003
Resource Trust Company Seller 98,634 Acquisition Discontinued 5/1/2001
Relationships Role Relationship Start Relationship End
U.S. Trust Corporation Parent 4/23/1997 5/31/2003
U.S. Trust Corporation Parent 9/2/1995 4/22/1997
U.S. Trust Corporation Parent 6/18/1993 9/1/1995
Resource Capital Advisors Inc. Subsidary 5/1/2001 1/15/2003
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