University Bank
Ann Arbor, MI — Non-member Bank
Active
Vitals
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Total Assets193.1M 6.6 %
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Total Deposits156.4M 2.2 %
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Total Net Loans122.3M 24.2 %
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Net Income3.9M 18.7 %
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Book Value17.9M 26.4 %
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Book Value x235.9M 26.4 %
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Book Value x353.8M 26.4 %
Balance Sheet Highlights
| Financial Highlights | University Bank | All Insured Commercial Banks in Michigan |
| Balance Sheet $(000) | ||
| Total Assets | 193,069 | 330,697 |
| Total Net Loans | 122,348 | 227,599 |
| Total Deposits | 156,380 | 278,247 |
| Total Equity | 20,650 | 33,935 |
| Profitability | ||
| Net Income | 3,853 | 3,589 |
| Return on Average Assets | 2.421 | .954 |
| Return on Average Equity | 24.985 | 8.772 |
| Net Interest Margin | 3.622 | 3.821 |
| Efficiency Ratio | 84.024 | 71.925 |
| Noninterest Income/Revenue | 85.451 | 24.061 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 78.238 | 76.845 |
| Securities/Assets | .011 | .16 |
| Total Equity/Total Assets | .107 | .103 |
| Tangible Equity/Tangible Assets | .033 | .098 |
| Capital Adequacy | ||
| Tier 1 Common Capital | 14,215 | 32,553 |
| Tier 1 Capital | 15,841 | 32,664 |
| Tier 2 Capital | 421 | 2,479 |
| Total Capital | 16,262 | 35,133 |
| Total Risk Weighted Assets | 96,908 | 242,208 |
| Leverage Ratio | 8.64 | 10.341 |
| Common Equity Tier 1 Capital Ratio | 14.67 | 15.339 |
| Tier 1 Capital Ratio | 16.35 | 15.393 |
| Total Capital Ratio | 16.78 | 16.423 |
Timeline for University Bank
Ann Arbor Insurance Centre, Inc.
Ann Arbor Insurance Centre, Inc. became a new subsidiary organization for University Bank.
View Profile Dec 31 2013
University Lending Group, Llc
University Lending Group, Llc became a new subsidiary organization for University Bank.
View Profile Oct 20 2009
University Islamic Financial Corporation
University Islamic Financial Corporation became a new subsidiary organization for University Bank.
View Profile Dec 29 2005
Hoover, Llc
Hoover, Llc became a new subsidiary organization for University Bank.
View Profile Jun 07 2005
University Insurance And Investment Services, Inc.
University Insurance And Investment Services, Inc. became a new subsidiary organization for University Bank.
View Profile Mar 01 1997
| Relationships | Role | Relationship Start | Relationship End |
| University Bancorp, Inc. | Parent | 1/1/1993 | |
| Newberry Holding, Inc. | Parent | 7/25/1988 | 12/31/1992 |
| Midwest Loan Solutions Inc. | Subsidary | 2/2/2015 | |
| Hoover, Llc | Subsidary | 6/7/2005 | |
| University Islamic Financial Corporation | Subsidary | 12/29/2005 | |
| University Lending Group, Llc | Subsidary | 10/20/2009 | |
| Ann Arbor Insurance Centre, Inc. | Subsidary | 12/31/2013 | |
| Midwest Loan Solutions Inc. | Subsidary | 12/1/1995 | 2/1/2015 |
| University Insurance And Investment Services, Inc. | Subsidary | 6/30/2007 | 12/30/2013 |
| Tuomy, Llc | Subsidary | 3/11/1996 | 3/5/2010 |
| University Insurance And Investment Services, Inc. | Subsidary | 3/1/1997 | 6/29/2007 |
| Michigan Bidco, Inc. | Subsidary | 1/1/1997 | 12/1/2001 |
| Varsity Mortgage Limited Liability Corporation | Subsidary | 3/10/1996 | 11/16/1999 |
| Varsity Funding Services Limited Liability Corporation | Subsidary | 10/16/1995 | 11/15/1999 |
| Arbor Street Limited Liability Corporation | Subsidary | 3/1/1996 | 11/14/1999 |
| Michigan Bidco, Inc. | Subsidary | 5/8/1993 | 12/31/1996 |
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