Efficiency Ratio Over Time
Efficiency Ratio University Bank All Insured Commercial Banks in Michigan
12-31-2016 84.024 71.925
09-30-2016 87.245 72.284
06-30-2016 93.327 72.703
03-31-2016 106.588 74.111
12-31-2015 85.688 73.902
09-30-2015 82.695 72.796
06-30-2015 80.331 73.108
03-31-2015 101.006 74.364
12-31-2014 97.406 75.309
09-30-2014 94.522 75.334
06-30-2014 97.056 75.605
03-31-2014 111.728 76.846
12-31-2013 87.862 74.841
09-30-2013 83.878 73.806
06-30-2013 80.934 73.811
03-31-2013 87.699 73.988
12-31-2012 79.71 71.723
09-30-2012 80.8 71.614
06-30-2012 82.222 71.839
03-31-2012 87.384 72.697
12-31-2011 104.777 73.486
09-30-2011 107.624 73.637
06-30-2011 102.995 74.221
03-31-2011 102.175 75.166
12-31-2010 93.593 74.379
09-30-2010 99.223 74.86
06-30-2010 106.623 75.739
03-31-2010 103.427 76.883
12-31-2009 81.868 82.058
09-30-2009 81.787 81.121
06-30-2009 78.476 82.109
03-31-2009 72.056 80.184
12-31-2008 94.438 80.181
09-30-2008 90.13 75.465
06-30-2008 87.362 75.619
03-31-2008 89.649 76.097
12-31-2007 101.765 72.221
09-30-2007 98.79 70.635
06-30-2007 95.574 69.92
03-31-2007 90.777 70.315
12-31-2006 86.439 66.877
09-30-2006 82.018 65.716
06-30-2006 86.479 66.171
03-31-2006 86.339 66.982
12-31-2005 84.296 64.078
09-30-2005 96.918 64.016
06-30-2005 96.046 63.808
03-31-2005 90.613 64.541
12-31-2004 111.937 64.329
09-30-2004 108.439 64.747
06-30-2004 106.744 65.538
03-31-2004 112.073 66.274
12-31-2003 95.507 63.66
09-30-2003 92.678 62.955
06-30-2003 91.453 63.034
03-31-2003 87.567 63.233
12-31-2002 93.803 62.526