Vitals
  • Total Assets
    208.0M 14.1 %
  • Total Deposits
    184.2M 14.0 %
  • Total Net Loans
    145.3M -2.0 %
  • Net Income
    2.2M -55.6 %
  • Book Value
    22.1M 10.8 %
  • Book Value x2
    44.3M 10.8 %
  • Book Value x3
    66.4M 10.8 %
ROAA

1.088

ROAE

10.357

Efficiency Ratio

70.61

Net Interest Margin

4.765

Balance Sheet Highlights
Financial Highlights United Midwest Savings Bank All Insured Savings Banks in Ohio
Balance Sheet $(000)
Total Assets 207,994 265,966
Total Net Loans 145,337 190,627
Total Deposits 184,163 206,710
Total Equity 22,139 32,574
Profitability
Net Income 2,167 2,411
Return on Average Assets 1.088 .564
Return on Average Equity 10.357 4.535
Net Interest Margin 4.765 3.288
Efficiency Ratio 70.61 80.784
Noninterest Income/Revenue 36.563 22.248
Balance Sheet Ratios
Loan-to-Deposit 78.918 89.218
Securities/Assets .002 .114
Total Equity/Total Assets .106 .122
Tangible Equity/Tangible Assets .09 .119
Capital Adequacy
Tier 1 Common Capital 17,981 31,883
Tier 1 Capital 17,981 31,883
Tier 2 Capital 1,767 1,822
Total Capital 19,748 33,702
Total Risk Weighted Assets 138,164 167,152
Leverage Ratio 8.87 13.259
Common Equity Tier 1 Capital Ratio 13.01 24.788
Tier 1 Capital Ratio 13.01 24.788
Total Capital Ratio 14.29 25.792

Timeline for United Midwest Savings Bank

The First State Bank Of West Manchester

Acquisition: United Midwest Savings Bank acquired a new subsidiary, The First State Bank Of West Manchester, 20 years

View Profile Feb 13 2004

Pendleton Federal Savings And Loan Association

Acquisition: United Midwest Savings Bank acquired a new subsidiary, Pendleton Federal Savings And Loan Association, 21 years

View Profile Jun 28 2002

Msb Capital Corporation

Msb Capital Corporation became a new parent organization for United Midwest Savings Bank.

View Profile Apr 01 1997

United Midwest Savings Bank

United Midwest Savings Bank was established 135 years ago and is currently headquartered in De Graff, OH.

May 05 1889
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First State Bank Of West Manchester Seller 15,139 Discontinued 2/13/2004
Pendleton Federal Savings And Loan Association Seller 40,651 Discontinued 6/28/2002
Relationships Role Relationship Start Relationship End
Msb Capital Corporation Parent 7/21/2011
Msb Capital Corporation Parent 4/1/1997 7/20/2011
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