United Midwest Savings Bank
De Graff, OH — Savings & Loan Association
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | United Midwest Savings Bank | All Insured Savings Banks in Ohio |
Interest and Fees on Loans | 10,552 | 8,135 |
Income from Lease Financing Receivables | — | 0 |
— | 0 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 0 |
Income on Loans and Leases (TE) | 10,552 | 8,138 |
Investment Interest Income (TE) | 49 | 715 |
Total Interest Income (TE) | 10,759 | 9,195 |
Total Interest Expense | 1,921 | 1,353 |
Net Interest Income (TE) | 8,838 | 7,724 |
Non-Interest Income | 6,201 | 2,631 |
Adjusted Operating Income (TE) | 15,039 | 12,066 |
Non-interest Expense | 10,619 | 8,142 |
Provision for Loan & Lease Losses | 2,065 | 82 |
Pretax Operating Income (TE) | 2,355 | 3,132 |
Pretax Net Operating Income (TE) | 2,355 | 3,181 |
Applicable Income Taxes | 188 | 581 |
Net Operating Income | 2,167 | 2,413 |
Net Income | 2,167 | 2,411 |
Cash Dividends Declared | — | 1,481 |
Retained Earnings | 2,167 | 881 |