Vitals
  • Total Assets
    205.3M 6.7 %
  • Total Deposits
    166.7M 4.9 %
  • Total Net Loans
    161.4M 2.4 %
  • Net Income
    1.3M -6.6 %
  • Book Value
    22.2M 8.5 %
  • Book Value x2
    44.5M 8.5 %
  • Book Value x3
    66.7M 8.5 %
ROAA

.687

ROAE

6.342

Efficiency Ratio

68.316

Net Interest Margin

3.161

Balance Sheet Highlights
Financial Highlights Carthage Federal Savings And Loan Association All Insured Savings Banks in New York
Balance Sheet $(000)
Total Assets 205,297 1,351,752
Total Net Loans 161,361 1,018,087
Total Deposits 166,703 1,024,500
Total Equity 22,249 162,846
Profitability
Net Income 1,349 8,523
Return on Average Assets .687 .459
Return on Average Equity 6.342 3.522
Net Interest Margin 3.161 3.356
Efficiency Ratio 68.316 79.875
Noninterest Income/Revenue 8.708 13.416
Balance Sheet Ratios
Loan-to-Deposit 96.796 92.451
Securities/Assets .053 .086
Total Equity/Total Assets .108 .12
Tangible Equity/Tangible Assets .108 .112
Capital Adequacy
Tier 1 Common Capital 22,829 151,871
Tier 1 Capital 22,829 151,871
Tier 2 Capital 802 7,542
Total Capital 23,631 159,397
Total Risk Weighted Assets 93,891 882,895
Leverage Ratio 11.32 12.276
Common Equity Tier 1 Capital Ratio 24.31 19.264
Tier 1 Capital Ratio 24.31 19.264
Total Capital Ratio 25.17 20.219

Timeline for Carthage Federal Savings And Loan Association

Public Square Inc

Public Square Inc became a new subsidiary organization for Carthage Federal Savings And Loan Association.

View Profile Jul 21 2011

Riverbank Financial Corporation, Shc

Riverbank Financial Corporation, Shc became a new parent organization for Carthage Federal Savings And Loan Association.

View Profile Jan 03 2006

Carthage Federal Savings And Loan Association

Carthage Federal Savings And Loan Association was established 136 years ago and is currently headquartered in Carthage, NY.

Jan 01 1888
Relationships Role Relationship Start Relationship End
Riverbank Financial Corporation, Shc Parent 7/21/2011
Riverbank Financial Corporation, Shc Parent 1/3/2006 7/20/2011
Public Square Inc Subsidary 7/21/2011
Similar Organizations
Organization City State Total Assets
United Midwest Savings Bank
 		De Graff OH 201.5M
Newport Federal Bank
 		Newport TN 201.7M
A J Smith Federal Savings Bank
 		Midlothian IL 204.3M
Frontier Bank
 		Sioux Falls SD 200.8M
Wallkill Valley Federal Savings And Loan Association
 		Wallkill NY 193.7M
Interamerican Bank, A Fsb
 		Miami FL 206.8M
Citizens Savings And Loan Association, Fsb
 		Leavenworth KS 197.8M
First Federal Savings And Loan Association Of San Rafael
 		San Rafael CA 186.0M
First Federal Savings Bank Of Champaign Urbana
 		Champaign IL 181.8M
Homeland Federal Savings Bank
 		Columbia LA 206.7M