Vitals
  • Total Assets
    195.5M 4.6 %
  • Total Deposits
    149.2M 9.5 %
  • Total Net Loans
    158.6M 6.2 %
  • Net Income
    721000.0000 976.1 %
  • Book Value
    32.8M 2.3 %
  • Book Value x2
    65.5M 2.3 %
  • Book Value x3
    98.3M 2.3 %
ROAA

.381

ROAE

2.226

Efficiency Ratio

84.645

Net Interest Margin

3.75

Balance Sheet Highlights
Financial Highlights Wallkill Valley Federal Savings And Loan Association All Insured Savings Banks in New York
Balance Sheet $(000)
Total Assets 195,474 1,351,752
Total Net Loans 158,628 1,018,087
Total Deposits 149,170 1,024,500
Total Equity 32,760 162,846
Profitability
Net Income 721 8,523
Return on Average Assets .381 .459
Return on Average Equity 2.226 3.522
Net Interest Margin 3.75 3.356
Efficiency Ratio 84.645 79.875
Noninterest Income/Revenue 6.111 13.416
Balance Sheet Ratios
Loan-to-Deposit 106.34 92.451
Securities/Assets .057 .086
Total Equity/Total Assets .168 .12
Tangible Equity/Tangible Assets .16 .112
Capital Adequacy
Tier 1 Common Capital 29,045 151,871
Tier 1 Capital 29,045 151,871
Tier 2 Capital 1,947 7,542
Total Capital 30,992 159,397
Total Risk Weighted Assets 154,726 882,895
Leverage Ratio 15.31 12.276
Common Equity Tier 1 Capital Ratio 18.77 19.264
Tier 1 Capital Ratio 18.77 19.264
Total Capital Ratio 20.03 20.219

Timeline for Wallkill Valley Federal Savings And Loan Association

Highland Falls Federal Savings And Loan Association

Acquisition: Wallkill Valley Federal Savings And Loan Association acquired a new subsidiary, Highland Falls Federal Savings And Loan Association, 11 years

View Profile Jul 07 2012

Wallkill Valley Federal Savings And Loan Association

Wallkill Valley Federal Savings And Loan Association was established 111 years ago and is currently headquartered in Wallkill, NY.

Jan 01 1913
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Highland Falls Federal Savings And Loan Association Seller 39,180 Discontinued 7/7/2012
Relationships Role Relationship Start Relationship End
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