Vitals
  • Total Assets
    120.6M -26.7 %
  • Total Deposits
    542000.0000 1.5 %
  • Total Net Loans
    113.4M -27.2 %
  • Net Income
    2.8M -32.5 %
  • Book Value
    25.9M -1.1 %
  • Book Value x2
    51.7M -1.1 %
  • Book Value x3
    77.6M -1.1 %
ROAA

4.679

ROAE

22.306

Efficiency Ratio

32.68

Net Interest Margin

11.43

Balance Sheet Highlights
Financial Highlights Umb U.S.A., National Association All Insured Commercial Banks in Nebraska
Balance Sheet $(000)
Total Assets 120,570 69,209
Total Net Loans 113,386 46,280
Total Deposits 542 55,551
Total Equity 25,871 7,121
Profitability
Net Income 2,847 633
Return on Average Assets 4.679 1.272
Return on Average Equity 22.306 12.26
Net Interest Margin 11.43 4.164
Efficiency Ratio 32.68 61.591
Noninterest Income/Revenue 25.763 10.488
Balance Sheet Ratios
Loan-to-Deposit 20919.926 78.291
Securities/Assets .539
Total Equity/Total Assets .215 .103
Tangible Equity/Tangible Assets .215 -.251
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 25,871 6,964
Tier 2 Capital 1,524 585
Total Capital 27,395 7,551
Total Risk Weighted Assets 120,282 50,018
Leverage Ratio 21.48 10.715
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 21.51 15.739
Total Capital Ratio 22.78 16.906

Timeline for Umb U.S.A., National Association

Umb Bank, National Association

Umb U.S.A., National Association was acquired by Umb Bank, National Association 19 years

View Profile Aug 01 2004

Umb U.S.A., National Association

Umb U.S.A., National Association was established 28 years ago and is currently headquartered in Falls City, NE.

May 01 1996

Umb Financial Corporation

Umb Financial Corporation became a new parent organization for Umb U.S.A., National Association.

View Profile May 01 1996
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Umb Bank, National Association Buyer 4,078,562 Pooling of Interests Discontinued 8/1/2004
Relationships Role Relationship Start Relationship End
Umb Financial Corporation Parent 5/1/1996 7/31/2004
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