Vitals
  • Total Assets
    768.4M 8.7 %
  • Total Deposits
    631.1M 11.7 %
  • Total Net Loans
    578.0M 1.8 %
  • Net Income
    6.1M 1.6 %
  • Book Value
    69.4M 4.1 %
  • Book Value x2
    138.8M 4.1 %
  • Book Value x3
    208.2M 4.1 %
ROAA

.835

ROAE

8.886

Efficiency Ratio

68.281

Net Interest Margin

3.636

Balance Sheet Highlights
Financial Highlights Two Rivers Bank & Trust All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 768,441 198,346
Total Net Loans 578,007 133,864
Total Deposits 631,080 165,124
Total Equity 69,409 22,060
Profitability
Net Income 6,099 2,310
Return on Average Assets .835 1.15
Return on Average Equity 8.886 9.92
Net Interest Margin 3.636 3.587
Efficiency Ratio 68.281 60.34
Noninterest Income/Revenue 20.077 13.494
Balance Sheet Ratios
Loan-to-Deposit 91.59 77.091
Securities/Assets .146 .197
Total Equity/Total Assets .09 .111
Tangible Equity/Tangible Assets .084 .107
Capital Adequacy
Tier 1 Common Capital 67,103 21,135
Tier 1 Capital 67,103 21,140
Tier 2 Capital 7,624 1,625
Total Capital 74,727 22,777
Total Risk Weighted Assets 646,375 151,308
Leverage Ratio 8.86 10.944
Common Equity Tier 1 Capital Ratio 10.38 15.631
Tier 1 Capital Ratio 10.38 15.631
Total Capital Ratio 11.56 16.675

Timeline for Two Rivers Bank & Trust

Two Rivers Bank & Trust

Acquisition: Two Rivers Bank & Trust acquired a new subsidiary, Two Rivers Bank & Trust, 14 years

View Profile Jul 01 2009

Two Rivers Bank & Trust

Two Rivers Bank & Trust was established 19 years ago and is currently headquartered in Burlington, IA.

May 02 2005

Two Rivers Financial Group, Inc.

Two Rivers Financial Group, Inc. became a new parent organization for Two Rivers Bank & Trust.

View Profile May 02 2005
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Two Rivers Bank & Trust Seller 315,465 Pooling of Interests Discontinued 7/1/2009
Relationships Role Relationship Start Relationship End
Two Rivers Financial Group, Inc. Parent 5/2/2005
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