Vitals
  • Total Assets
    235.7M 11.9 %
  • Total Deposits
    176.6M 10.7 %
  • Total Net Loans
    170.7M 12.0 %
  • Net Income
    2.8M 9.1 %
  • Book Value
    20.5M 12.2 %
  • Book Value x2
    40.9M 12.2 %
  • Book Value x3
    61.4M 12.2 %
ROAA

1.256

ROAE

14.677

Efficiency Ratio

76.861

Net Interest Margin

3.385

Balance Sheet Highlights
Financial Highlights Two Rivers Bank & Trust
Balance Sheet $(000)
Total Assets 235,739
Total Net Loans 170,676
Total Deposits 176,581
Total Equity 20,468
Profitability
Net Income 2,782
Return on Average Assets 1.256
Return on Average Equity 14.677
Net Interest Margin 3.385
Efficiency Ratio 76.861
Noninterest Income/Revenue 50.826
Balance Sheet Ratios
Loan-to-Deposit 96.656
Securities/Assets .141
Total Equity/Total Assets .087
Tangible Equity/Tangible Assets .07
Capital Adequacy
Tier 1 Common Capital —
Tier 1 Capital 16,739
Tier 2 Capital 1,898
Total Capital 18,637
Total Risk Weighted Assets 181,757
Leverage Ratio 7.31
Common Equity Tier 1 Capital Ratio —
Tier 1 Capital Ratio 9.21
Total Capital Ratio 10.25

Timeline for Two Rivers Bank & Trust

Two Rivers Bank & Trust

Two Rivers Bank & Trust was acquired by Two Rivers Bank & Trust 14 years

View Profile Jul 01 2009

Henry County Bank

Acquisition: Two Rivers Bank & Trust acquired a new subsidiary, Henry County Bank, 16 years

View Profile Oct 20 2007

Southeast Security Bank

Acquisition: Two Rivers Bank & Trust acquired a new subsidiary, Southeast Security Bank, 21 years

View Profile Aug 24 2002

Two Rivers Insurance Co., Inc.

Two Rivers Insurance Co., Inc. became a new subsidiary organization for Two Rivers Bank & Trust.

View Profile Jul 01 1999

Bb&T Investment Co., Inc.

Bb&T Investment Co., Inc. became a new subsidiary organization for Two Rivers Bank & Trust.

View Profile Jan 01 1995

Want to see more?

Complete timeline for Two Rivers Bank & Trust is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Two Rivers Bank & Trust Buyer 747,466 Pooling of Interests Discontinued 7/1/2009
Henry County Bank Seller 57,211 Discontinued 10/20/2007
Southeast Security Bank Seller 29,044 Pooling of Interests Discontinued 8/24/2002
New London State Bank Seller 7,617 Discontinued 7/21/1976
Hillsboro Savings Bank Seller 4,934 Discontinued 7/20/1976
Relationships Role Relationship Start Relationship End
Two Rivers Financial Group, Inc. Parent 2/1/2007 6/30/2009
Two Rivers Financial Group, Inc. Parent 1/2/1992 1/31/2007
Hawkeye Bancorporation Parent 9/17/1985 8/31/1987
Hawkeye Bancorporation Parent 12/31/1984 9/16/1985
Hawkeye Bancorporation Parent 12/31/1982 12/30/1984
Hawkeye Bancorporation Parent 12/31/1970 7/21/1976
Two Rivers Insurance Co., Inc. Subsidary 6/30/2007 11/30/2008
Two Rivers Insurance Co., Inc. Subsidary 7/1/1999 6/29/2007
Bb&T Investment Co., Inc. Subsidary 1/1/1995 6/30/1995
Hawkeye Agricultural Credit Corporation Subsidary 12/31/1980 9/30/1987
Hawkeye Agricultural Credit Corporation Subsidary 12/31/1976 12/30/1979
Burlington Bank Realty Company Subsidary 12/31/1976 9/30/1977
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