Vitals
  • Total Assets
    92.9M -5.5 %
  • Total Deposits
    81.6M -5.8 %
  • Total Net Loans
    38.9M -10.2 %
  • Net Income
    -214000.0000 -241.7 %
  • Book Value
    11.2M -2.4 %
  • Book Value x2
    22.4M -2.4 %
  • Book Value x3
    33.5M -2.4 %
ROAA

-.298

ROAE

-2.521

Efficiency Ratio

112.182

Net Interest Margin

3.002

Balance Sheet Highlights
Financial Highlights The Union Savings Bank All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 92,933 196,687
Total Net Loans 38,924 128,573
Total Deposits 81,603 164,541
Total Equity 11,175 20,416
Profitability
Net Income -214 1,225
Return on Average Assets -.298 .806
Return on Average Equity -2.521 7.799
Net Interest Margin 3.002 3.977
Efficiency Ratio 112.182 68.596
Noninterest Income/Revenue 6.503 12.233
Balance Sheet Ratios
Loan-to-Deposit 47.699 74.83
Securities/Assets .437 .171
Total Equity/Total Assets .12 .104
Tangible Equity/Tangible Assets .12 .101
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 11,023 18,920
Tier 2 Capital 610 1,667
Total Capital 11,633 20,638
Total Risk Weighted Assets 48,644 139,284
Leverage Ratio 11.7 9.84
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 22.66 14.542
Total Capital Ratio 23.91 15.737

Timeline for The Union Savings Bank

Central Bank Of Sedalia

The Union Savings Bank was acquired by Central Bank Of Sedalia 12 years

View Profile Oct 01 2011

Sedalia Computer Services, Inc.

Acquisition: The Union Savings Bank acquired a new subsidiary, Sedalia Computer Services, Inc. , 25 years

View Profile Dec 31 1998

Union Savings Bancshares, Inc.

Union Savings Bancshares, Inc. became a new parent organization for The Union Savings Bank.

View Profile Oct 30 1987

The Union Savings Bank

The Union Savings Bank was established 110 years ago and is currently headquartered in Sedalia, MO.

Jun 25 1913
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Central Bank Of Sedalia Buyer 411,415 Acquisition Discontinued 10/1/2011
Sedalia Computer Services, Inc. Seller Pooling of Interests Discontinued 12/31/1998
Relationships Role Relationship Start Relationship End
Union Savings Bancshares, Inc. Parent 4/29/1988 9/30/2011
Union Savings Bancshares, Inc. Parent 10/30/1987 4/28/1988
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