Vitals
  • Total Assets
    92.3M -0.2 %
  • Total Deposits
    78.2M 0.1 %
  • Total Net Loans
    44.3M 1.5 %
  • Net Income
    1.1M -13.6 %
  • Book Value
    13.5M 0.8 %
  • Book Value x2
    27.0M 0.8 %
  • Book Value x3
    40.5M 0.8 %
ROAA

1.179

ROAE

7.994

Efficiency Ratio

44.92

Net Interest Margin

3.793

Balance Sheet Highlights
Financial Highlights The State Bank Of Bern All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 92,283 161,058
Total Net Loans 44,343 97,183
Total Deposits 78,213 131,657
Total Equity 13,510 18,008
Profitability
Net Income 1,096 1,663
Return on Average Assets 1.179 .954
Return on Average Equity 7.994 8.443
Net Interest Margin 3.793 3.683
Efficiency Ratio 44.92 68.374
Noninterest Income/Revenue 2.799 15.013
Balance Sheet Ratios
Loan-to-Deposit 56.695 72.321
Securities/Assets .466 .241
Total Equity/Total Assets .146 .112
Tangible Equity/Tangible Assets .146 .109
Capital Adequacy
Tier 1 Common Capital 13,384 17,454
Tier 1 Capital 13,384 17,457
Tier 2 Capital 715 1,279
Total Capital 14,099 18,771
Total Risk Weighted Assets 66,690 112,595
Leverage Ratio 14.14 11.048
Common Equity Tier 1 Capital Ratio 20.07 16.94
Tier 1 Capital Ratio 20.07 16.949
Total Capital Ratio 21.14 18.109

Timeline for The State Bank Of Bern

Bern Bancshares, Inc.

Bern Bancshares, Inc. became a new parent organization for The State Bank Of Bern.

View Profile May 06 1983

The State Bank Of Bern

The State Bank Of Bern was established 135 years ago and is currently headquartered in Bern, KS.

May 04 1889
Relationships Role Relationship Start Relationship End
Bern Bancshares, Inc. Parent 5/6/1983
Similar Organizations
Organization City State Total Assets
Liberty Bay Bank
 		Poulsbo WA 92.4M
First Fidelity Bank
 		Fort Payne AL 92.4M
First Community Bank Of Hillsboro
 		Hillsboro IL 92.3M
Citizens State Bank
 		Wyoming IA 92.2M
1St Advantage Bank
 		Saint Peters MO 92.1M
State Bank Of Georgia
 		Fayetteville GA 91.7M
Mountain Valley Bank
 		Dunlap TN 93.4M
Union State Bank Of Fargo
 		Fargo ND 93.6M
Bank Of New Madrid
 		New Madrid MO 91.2M
Fidelity Bank Of Texas
 		Waco TX 94.1M