Vitals
  • Total Assets
    169.8M -0.1 %
  • Total Deposits
    152.4M -0.1 %
  • Total Net Loans
    131.2M -2.4 %
  • Net Income
    -88000.0000 -127.5 %
  • Book Value
    14.1M -1.8 %
  • Book Value x2
    28.2M -1.8 %
  • Book Value x3
    42.3M -1.8 %
ROAA

-.07

ROAE

-.82

Efficiency Ratio

99.859

Net Interest Margin

4.341

Balance Sheet Highlights
Financial Highlights The Randolph National Bank All Insured Commercial Banks in Vermont
Balance Sheet $(000)
Total Assets 169,794 473,574
Total Net Loans 131,158 328,804
Total Deposits 152,416 396,754
Total Equity 14,092 41,275
Profitability
Net Income -88 2,899
Return on Average Assets -.07 .587
Return on Average Equity -.82 6.804
Net Interest Margin 4.341 3.74
Efficiency Ratio 99.859 78.592
Noninterest Income/Revenue 10.56 22.901
Balance Sheet Ratios
Loan-to-Deposit 86.053 80.334
Securities/Assets .04 .193
Total Equity/Total Assets .083 .087
Tangible Equity/Tangible Assets .077 .082
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 13,210 39,735
Tier 2 Capital 1,286 3,553
Total Capital 14,496 43,288
Total Risk Weighted Assets 102,813 290,646
Leverage Ratio 7.84 8.756
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.85 13.923
Total Capital Ratio 14.1 15.129

Timeline for The Randolph National Bank

Lake Sunapee Bank, Fsb

The Randolph National Bank was acquired by Lake Sunapee Bank, Fsb 10 years

View Profile Oct 26 2013

Central Financial Corporation

Central Financial Corporation became a new parent organization for The Randolph National Bank.

View Profile Mar 31 1986

The Randolph National Bank

The Randolph National Bank was established 148 years ago and is currently headquartered in Randolph, VT.

Jun 07 1875
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Lake Sunapee Bank, Fsb Buyer 1,583,444 Acquisition Discontinued 10/26/2013
Relationships Role Relationship Start Relationship End
Central Financial Corporation Parent 3/31/1986 10/25/2013
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