Vitals
  • Total Assets
    53.2M 6.1 %
  • Total Deposits
    43.7M 7.0 %
  • Total Net Loans
    36.6M -0.5 %
  • Net Income
    645000.0000 4.9 %
  • Book Value
    8.8M 2.4 %
  • Book Value x2
    17.5M 2.4 %
  • Book Value x3
    26.3M 2.4 %
ROAA

1.289

ROAE

7.394

Efficiency Ratio

58.693

Net Interest Margin

3.637

Balance Sheet Highlights
Financial Highlights The Port Austin State Bank All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 53,219 330,697
Total Net Loans 36,639 227,599
Total Deposits 43,730 278,247
Total Equity 8,774 33,935
Profitability
Net Income 645 3,589
Return on Average Assets 1.289 .954
Return on Average Equity 7.394 8.772
Net Interest Margin 3.637 3.821
Efficiency Ratio 58.693 71.925
Noninterest Income/Revenue 3.704 24.061
Balance Sheet Ratios
Loan-to-Deposit 83.785 76.845
Securities/Assets .113 .16
Total Equity/Total Assets .165 .103
Tangible Equity/Tangible Assets .165 .098
Capital Adequacy
Tier 1 Common Capital 8,791 32,553
Tier 1 Capital 8,791 32,664
Tier 2 Capital 282 2,479
Total Capital 9,073 35,133
Total Risk Weighted Assets 31,820 242,208
Leverage Ratio 16.85 10.341
Common Equity Tier 1 Capital Ratio 27.63 15.339
Tier 1 Capital Ratio 27.63 15.393
Total Capital Ratio 28.51 16.423

Timeline for The Port Austin State Bank

The Port Austin State Bank

The Port Austin State Bank was established 140 years ago and is currently headquartered in Port Austin, MI.

Jan 01 1884
Relationships Role Relationship Start Relationship End
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