Vitals
  • Total Assets
    206.1M 2.4 %
  • Total Deposits
    173.8M 1.9 %
  • Total Net Loans
    128.5M 0.5 %
  • Net Income
    840000.0000 35.7 %
  • Book Value
    18.6M 8.5 %
  • Book Value x2
    37.3M 8.5 %
  • Book Value x3
    55.9M 8.5 %
ROAA

.809

ROAE

9.079

Efficiency Ratio

48.179

Net Interest Margin

3.263

Balance Sheet Highlights
Financial Highlights The Peoples Bank Of Coffee County All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 206,098 207,590
Total Net Loans 128,532 142,546
Total Deposits 173,798 166,810
Total Equity 18,629 20,993
Profitability
Net Income 840 8,550
Return on Average Assets .809 1.05
Return on Average Equity 9.079 10.043
Net Interest Margin 3.263 3.838
Efficiency Ratio 48.179 69.184
Noninterest Income/Revenue 7.332 11.224
Balance Sheet Ratios
Loan-to-Deposit 73.955 76.129
Securities/Assets .248 .349
Total Equity/Total Assets .09 .101
Tangible Equity/Tangible Assets .076 -8.182
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 15,883 20,818
Tier 2 Capital 1,806 1,760
Total Capital 17,689 22,444
Total Risk Weighted Assets 143,379 155,091
Leverage Ratio 7.73 10.885
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.08 16.124
Total Capital Ratio 12.34 17.152

Timeline for The Peoples Bank Of Coffee County

Troy Bank & Trust Company

The Peoples Bank Of Coffee County was acquired by Troy Bank & Trust Company 15 years

View Profile Jul 01 2008

Henderson Bancshares, Inc.

Henderson Bancshares, Inc. became a new parent organization for The Peoples Bank Of Coffee County.

View Profile Feb 01 1998

The Peoples Bank Of Coffee County

The Peoples Bank Of Coffee County was established 29 years ago and is currently headquartered in Elba, AL.

Feb 18 1995

The Peoples Bank

Acquisition: The Peoples Bank Of Coffee County acquired a new subsidiary, The Peoples Bank, 29 years

View Profile Feb 18 1995

Pea River Capital Corporation

Pea River Capital Corporation became a new parent organization for The Peoples Bank Of Coffee County.

View Profile Feb 18 1995
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Troy Bank & Trust Company Buyer 878,021 Pooling of Interests Discontinued 7/1/2008
The Peoples Bank Seller 186,408 Acquisition Discontinued 2/18/1995
Relationships Role Relationship Start Relationship End
Henderson Bancshares, Inc. Parent 2/1/1998 6/30/2008
Pea River Capital Corporation Parent 2/18/1995 1/31/1998
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