The Peoples Bank Of Coffee County
Elba, AL — Domestic Branch of a Domestic Bank
Acquired Jul 2008
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Peoples Bank Of Coffee County | All Insured Commercial Banks in Alabama |
Interest and Fees on Loans | 5,191 | 5,092 |
Income from Lease Financing Receivables | — | 25,820 |
38 | 324 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 14 | 175 |
Income on Loans and Leases (TE) | 5,205 | 5,112 |
Investment Interest Income (TE) | 1,347 | 1,206 |
Total Interest Income (TE) | 6,610 | 6,282 |
Total Interest Expense | 3,548 | 2,789 |
Net Interest Income (TE) | 3,062 | 3,577 |
Non-Interest Income | 523 | 794 |
Adjusted Operating Income (TE) | 3,585 | 4,350 |
Non-interest Expense | 1,727 | 2,795 |
Provision for Loan & Lease Losses | 600 | 7,407 |
Pretax Operating Income (TE) | 1,258 | 11,763 |
Pretax Net Operating Income (TE) | 1,275 | 12,735 |
Applicable Income Taxes | 297 | 4,035 |
Net Operating Income | 840 | 8,552 |
Net Income | 840 | 8,550 |
Cash Dividends Declared | 117 | 9,078 |
Retained Earnings | 723 | 2,317 |