Vitals
  • Total Assets
    231.2M 5.5 %
  • Total Deposits
    182.7M -0.4 %
  • Total Net Loans
    186.1M 7.3 %
  • Net Income
    1.5M 17.1 %
  • Book Value
    25.8M 9.5 %
  • Book Value x2
    51.6M 9.5 %
  • Book Value x3
    77.3M 9.5 %
ROAA

.885

ROAE

8.174

Efficiency Ratio

67.474

Net Interest Margin

4.029

Balance Sheet Highlights
Financial Highlights The Merchants Bank And Trust Company All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 231,152 463,242
Total Net Loans 186,065 303,825
Total Deposits 182,660 378,702
Total Equity 25,778 49,204
Profitability
Net Income 1,526 3,357
Return on Average Assets .885 .914
Return on Average Equity 8.174 8.686
Net Interest Margin 4.029 3.723
Efficiency Ratio 67.474 67.594
Noninterest Income/Revenue 15.18 20.116
Balance Sheet Ratios
Loan-to-Deposit 101.864 77.025
Securities/Assets .133 .202
Total Equity/Total Assets .112 .106
Tangible Equity/Tangible Assets .11 .101
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 25,574 46,247
Tier 2 Capital 1,844 3,635
Total Capital 27,418 49,877
Total Risk Weighted Assets 177,417 324,964
Leverage Ratio 11.07 10.536
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.41 16.058
Total Capital Ratio 15.45 17.241

Timeline for The Merchants Bank And Trust Company

Mainsource Bank

The Merchants Bank And Trust Company was acquired by Mainsource Bank 9 years

View Profile Oct 18 2014

Patriot Federal Savings Bank

Acquisition: The Merchants Bank And Trust Company acquired a new subsidiary, Patriot Federal Savings Bank, 28 years

View Profile Sep 01 1995

Mbt Bancorp

Mbt Bancorp became a new parent organization for The Merchants Bank And Trust Company.

View Profile May 30 1987

The Merchants Bank And Trust Company

The Merchants Bank And Trust Company was established 94 years ago and is currently headquartered in West Harrison, IN.

Jun 19 1929
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mainsource Bank Buyer 4,014,180 Acquisition Discontinued 10/18/2014
Patriot Federal Savings Bank Seller 18,665 Pooling of Interests Discontinued 9/1/1995
Relationships Role Relationship Start Relationship End
Mbt Bancorp Parent 5/30/1987 10/17/2014
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