The Lenox National Bank
Lenox, MA — Domestic Branch of a Domestic Bank
Acquired Oct 2015
Vitals
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Total Assets64.7M -7.8 %
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Total Deposits56.3M -8.7 %
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Total Net Loans22.6M -8.0 %
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Net Income-25000.0000 -112.4 %
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Book Value8.3M -1.0 %
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Book Value x216.7M -1.0 %
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Book Value x325.0M -1.0 %
Balance Sheet Highlights
| Financial Highlights | The Lenox National Bank | All Insured Commercial Banks in Massachusetts |
| Balance Sheet $(000) | ||
| Total Assets | 64,690 | 1,183,117 |
| Total Net Loans | 22,576 | 867,934 |
| Total Deposits | 56,314 | 937,584 |
| Total Equity | 8,341 | 120,410 |
| Profitability | ||
| Net Income | -25 | 6,866 |
| Return on Average Assets | -.05 | .578 |
| Return on Average Equity | -.398 | 5.749 |
| Net Interest Margin | 2.718 | 3.218 |
| Efficiency Ratio | 93.931 | 75.753 |
| Noninterest Income/Revenue | 4.866 | 17.846 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 40.09 | 88.526 |
| Securities/Assets | .458 | .137 |
| Total Equity/Total Assets | .129 | .102 |
| Tangible Equity/Tangible Assets | .129 | .089 |
| Capital Adequacy | ||
| Tier 1 Common Capital | 8,341 | 106,001 |
| Tier 1 Capital | 8,341 | 106,294 |
| Tier 2 Capital | 339 | 9,567 |
| Total Capital | 8,680 | 115,867 |
| Total Risk Weighted Assets | 27,023 | 861,499 |
| Leverage Ratio | 12.53 | 9.951 |
| Common Equity Tier 1 Capital Ratio | 30.87 | 15.282 |
| Tier 1 Capital Ratio | 30.87 | 15.294 |
| Total Capital Ratio | 32.12 | 16.315 |
Timeline for The Lenox National Bank
Adams Community Bank
The Lenox National Bank was acquired by Adams Community Bank 8 years
View Profile Oct 17 2015
The Lenox National Bank
The Lenox National Bank was established 135 years ago and is currently headquartered in Lenox, MA.
Apr 18 1889| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| Adams Community Bank | Buyer | 477,030 | Acquisition | Discontinued | 10/17/2015 |
| Relationships | Role | Relationship Start | Relationship End |
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