The Guernsey Bank
Worthington, OH — Domestic Branch of a Domestic Bank
Acquired Aug 2014
Vitals
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Total Assets120.8M -1.5 %
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Total Deposits98.6M -4.3 %
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Total Net Loans71.5M -8.0 %
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Net Income-78000.0000 -132.0 %
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Book Value8.6M -9.1 %
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Book Value x217.1M -9.1 %
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Book Value x325.7M -9.1 %
Balance Sheet Highlights
| Financial Highlights | The Guernsey Bank | All Insured Commercial Banks in Ohio |
| Balance Sheet $(000) | ||
| Total Assets | 120,802 | 387,969 |
| Total Net Loans | 71,491 | 250,507 |
| Total Deposits | 98,599 | 316,046 |
| Total Equity | 8,570 | 39,857 |
| Profitability | ||
| Net Income | -78 | 1,957 |
| Return on Average Assets | -.129 | .827 |
| Return on Average Equity | -1.804 | 7.967 |
| Net Interest Margin | 3.211 | 3.65 |
| Efficiency Ratio | 104.107 | 69.697 |
| Noninterest Income/Revenue | 1.758 | 19.342 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 72.507 | 73.537 |
| Securities/Assets | .192 | .226 |
| Total Equity/Total Assets | .071 | .103 |
| Tangible Equity/Tangible Assets | .071 | .092 |
| Capital Adequacy | ||
| Tier 1 Common Capital | — | — |
| Tier 1 Capital | 10,172 | 36,598 |
| Tier 2 Capital | 890 | 3,440 |
| Total Capital | 11,062 | 40,035 |
| Total Risk Weighted Assets | 70,968 | 263,576 |
| Leverage Ratio | 8.42 | 10.344 |
| Common Equity Tier 1 Capital Ratio | — | — |
| Tier 1 Capital Ratio | 14.33 | 16.68 |
| Total Capital Ratio | 15.59 | 17.852 |
Timeline for The Guernsey Bank
First Financial Bank, National Association
The Guernsey Bank was acquired by First Financial Bank, National Association 9 years
View Profile Aug 22 2014
Guernsey Bancorp, Inc.
Guernsey Bancorp, Inc. became a new parent organization for The Guernsey Bank.
View Profile Nov 11 2008
The Guernsey Bank
The Guernsey Bank was established 21 years ago and is currently headquartered in Worthington, OH.
Jun 15 2002| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| First Financial Bank, National Association | Buyer | 8,352,722 | Acquisition | Discontinued | 8/22/2014 |
| Relationships | Role | Relationship Start | Relationship End |
| Guernsey Bancorp, Inc. | Parent | 11/11/2008 | 8/21/2014 |
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