Vitals
  • Total Assets
    54.1M 1.8 %
  • Total Deposits
    45.9M 6.0 %
  • Total Net Loans
    38.9M -8.1 %
  • Net Income
    220000.0000 5.8 %
  • Book Value
    4.7M -0.9 %
  • Book Value x2
    9.4M -0.9 %
  • Book Value x3
    14.1M -0.9 %
ROAA

.841

ROAE

9.289

Efficiency Ratio

76.816

Net Interest Margin

5.779

Balance Sheet Highlights
Financial Highlights The Guarantee State Bank All Insured Commercial Banks in Oklahoma
Balance Sheet $(000)
Total Assets 54,137 108,064
Total Net Loans 38,949 66,306
Total Deposits 45,873 90,006
Total Equity 4,688 10,328
Profitability
Net Income 220 923
Return on Average Assets .841 1.483
Return on Average Equity 9.289 15.597
Net Interest Margin 5.779 4.6
Efficiency Ratio 76.816 64.142
Noninterest Income/Revenue 13.501 12.633
Balance Sheet Ratios
Loan-to-Deposit 84.906 71.024
Securities/Assets .085 .629
Total Equity/Total Assets .087 .096
Tangible Equity/Tangible Assets .087 .002
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 4,817 10,548
Tier 2 Capital 290 738
Total Capital 5,107 11,327
Total Risk Weighted Assets 40,499 73,629
Leverage Ratio 9.13 10.176
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.89 15.795
Total Capital Ratio 12.61 16.849

Timeline for The Guarantee State Bank

First National Bank And Trust Company

The Guarantee State Bank was acquired by First National Bank And Trust Company 18 years

View Profile Jul 29 2006

Gsb Holding, Inc.

Gsb Holding, Inc. became a new parent organization for The Guarantee State Bank.

View Profile Apr 20 1992

The First State Bank, Willow, Okla.

Acquisition: The Guarantee State Bank acquired a new subsidiary, The First State Bank, Willow, Okla., 37 years

View Profile Aug 21 1987

Guarantee State Bancshares, Inc.

Guarantee State Bancshares, Inc. became a new parent organization for The Guarantee State Bank.

View Profile Jan 14 1983

The Guarantee State Bank

The Guarantee State Bank was established 109 years ago and is currently headquartered in Lawton, OK.

Jan 01 1915
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank And Trust Company Buyer 240,824 Acquisition Discontinued 7/29/2006
The First State Bank, Willow, Okla. Seller 6,696 Failure 8/21/1987
Relationships Role Relationship Start Relationship End
Gsb Holding, Inc. Parent 4/20/1992 7/28/2006
Guarantee State Bancshares, Inc. Parent 12/31/1984 4/19/1992
Guarantee State Bancshares, Inc. Parent 1/14/1983 12/30/1984
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