Net Income Analysis ( % relative to Total Revenue )
Income Statement The Guarantee State Bank All Insured Commercial Banks in Oklahoma
Interest and Fees on Loans 1,757 2,590
Income from Lease Financing Receivables — 126
— 50
Estimated Tax Benefit from Tax-Exempt Loan Income — 26
Income on Loans and Leases (TE) 1,757 2,618
Investment Interest Income (TE) 104 624
Total Interest Income (TE) 1,922 3,382
Total Interest Expense 575 1,181
Net Interest Income (TE) 1,347 2,181
Non-Interest Income 300 489
Adjusted Operating Income (TE) 1,647 2,684
Non-interest Expense 1,265 1,668
Provision for Loan & Lease Losses 56 238
Pretax Operating Income (TE) 326 1,106
Pretax Net Operating Income (TE) 326 1,102
Applicable Income Taxes 96 1,175
Net Operating Income 220 922
Net Income 220 923
Cash Dividends Declared 192 1,102
Retained Earnings 28 1,079