Vitals
  • Total Assets
    36.0M 6.0 %
  • Total Deposits
    32.1M 6.1 %
  • Total Net Loans
    26.7M 10.5 %
  • Net Income
    114000.0000 -11.6 %
  • Book Value
    3.8M 6.4 %
  • Book Value x2
    7.6M 6.4 %
  • Book Value x3
    11.4M 6.4 %
ROAA

.68

ROAE

6.055

Efficiency Ratio

81.479

Net Interest Margin

5.106

Balance Sheet Highlights
Financial Highlights The First National Bank Of St. Marys All Insured Commercial Banks in West Virginia
Balance Sheet $(000)
Total Assets 36,028 186,808
Total Net Loans 26,714 129,081
Total Deposits 32,054 154,968
Total Equity 3,798 18,345
Profitability
Net Income 114 1,350
Return on Average Assets .68 1.043
Return on Average Equity 6.055 10.106
Net Interest Margin 5.106 4.273
Efficiency Ratio 81.479 64.25
Noninterest Income/Revenue 10.207 8.765
Balance Sheet Ratios
Loan-to-Deposit 83.341 79.206
Securities/Assets .154 .355
Total Equity/Total Assets .105 .098
Tangible Equity/Tangible Assets .105 -.04
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,844 17,835
Tier 2 Capital 331 1,406
Total Capital 4,175 19,236
Total Risk Weighted Assets 26,400 127,243
Leverage Ratio 11.02 10.401
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.56 16.185
Total Capital Ratio 15.81 17.309

Timeline for The First National Bank Of St. Marys

Union Bank, Inc.

The First National Bank Of St. Marys was acquired by Union Bank, Inc. 17 years

View Profile Sep 15 2007

First Community Bancorp, Inc.

First Community Bancorp, Inc. became a new parent organization for The First National Bank Of St. Marys.

View Profile Mar 07 1997

The First National Bank Of St. Marys

The First National Bank Of St. Marys was established 125 years ago and is currently headquartered in St. Marys, WV.

Jan 01 1899
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Union Bank, Inc. Buyer 233,587 Acquisition Discontinued 9/15/2007
Relationships Role Relationship Start Relationship End
First Community Bancorp, Inc. Parent 3/7/1997 9/14/2007
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