Vitals
  • Total Assets
    34.7M -5.8 %
  • Total Deposits
    31.2M -6.4 %
  • Total Net Loans
    26.5M 4.2 %
  • Net Income
    12000.0000 -89.0 %
  • Book Value
    3.5M 0.0 %
  • Book Value x2
    7.0M 0.0 %
  • Book Value x3
    10.5M 0.0 %
ROAA

.032

ROAE

.343

Efficiency Ratio

95.025

Net Interest Margin

4.298

Balance Sheet Highlights
Financial Highlights The State National Bank Of Groom All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 34,704 358,087
Total Net Loans 26,519 213,533
Total Deposits 31,176 308,027
Total Equity 3,514 38,740
Profitability
Net Income 12 3,845
Return on Average Assets .032 1.025
Return on Average Equity .343 9.415
Net Interest Margin 4.298 3.773
Efficiency Ratio 95.025 66.762
Noninterest Income/Revenue 6.84 16.375
Balance Sheet Ratios
Loan-to-Deposit 85.062 65.494
Securities/Assets .097 .214
Total Equity/Total Assets .101 .108
Tangible Equity/Tangible Assets .101 .104
Capital Adequacy
Tier 1 Common Capital 3,514 37,278
Tier 1 Capital 3,514 37,303
Tier 2 Capital 380 2,526
Total Capital 3,894 39,866
Total Risk Weighted Assets 30,257 237,367
Leverage Ratio 9.87 10.563
Common Equity Tier 1 Capital Ratio 11.61 18.073
Tier 1 Capital Ratio 11.61 18.097
Total Capital Ratio 12.87 19.169

Timeline for The State National Bank Of Groom

Agri Credit Of Groom Inc

Agri Credit Of Groom Inc became a new subsidiary organization for The State National Bank Of Groom.

View Profile Dec 29 1981

Groom Bancshares, Inc.

Groom Bancshares, Inc. became a new parent organization for The State National Bank Of Groom.

View Profile Mar 31 1978

The State National Bank Of Groom

The State National Bank Of Groom was established 99 years ago and is currently headquartered in Groom, TX.

May 01 1925
Relationships Role Relationship Start Relationship End
Groom Bancshares, Inc. Parent 3/31/1978
Agri Credit Of Groom Inc Subsidary 6/30/2007
Agri Credit Of Groom Inc Subsidary 12/29/1981 6/29/2007
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