Efficiency Ratio Over Time
Efficiency Ratio The First National Bank Of St. Marys All Insured Commercial Banks in West Virginia
06-30-2007 81.479 64.25
03-31-2007 90.123 64.429
12-31-2006 79.708 63.741
09-30-2006 81.117 63.331
06-30-2006 77.648 63.261
03-31-2006 81.905 63.793
12-31-2005 80.204 63.924
09-30-2005 80.946 63.522
06-30-2005 81.839 63.568
03-31-2005 81.029 64.004
12-31-2004 114.045 64.145
09-30-2004 87.167 63.368
06-30-2004 88.121 63.507
03-31-2004 80.383 63.566
12-31-2003 87.538 64.837
09-30-2003 87.258 63.903
06-30-2003 93.328 65.106
03-31-2003 87.037 65.004
12-31-2002 87.835 63.986