Vitals
  • Total Assets
    694.4M -20.1 %
  • Total Deposits
    597.6M -8.6 %
  • Total Net Loans
    426.7M -10.4 %
  • Net Income
    -7252000.0000 -972.7 %
  • Book Value
    83.6M -18.1 %
  • Book Value x2
    167.1M -18.1 %
  • Book Value x3
    250.7M -18.1 %
ROAA

-1.948

ROAE

-16.424

Efficiency Ratio

160.618

Net Interest Margin

2.898

Balance Sheet Highlights
Financial Highlights The First National Bank Of Shelby All Insured Commercial Banks in North Carolina
Balance Sheet $(000)
Total Assets 694,422 1,086,003
Total Net Loans 426,739 687,303
Total Deposits 597,596 925,383
Total Equity 83,567 105,476
Profitability
Net Income -7,252 3,993
Return on Average Assets -1.948 .497
Return on Average Equity -16.424 4.088
Net Interest Margin 2.898 3.593
Efficiency Ratio 160.618 82.122
Noninterest Income/Revenue 19.667 20.793
Balance Sheet Ratios
Loan-to-Deposit 71.409 77.419
Securities/Assets .219 .202
Total Equity/Total Assets .12 .097
Tangible Equity/Tangible Assets .12 .091
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 78,862 99,969
Tier 2 Capital 5,748 10,309
Total Capital 84,610 110,258
Total Risk Weighted Assets 451,684 735,974
Leverage Ratio 11.25 9.545
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 17.46 13.454
Total Capital Ratio 18.73 14.859

Timeline for The First National Bank Of Shelby

Bank Of The Ozarks

The First National Bank Of Shelby was acquired by Bank Of The Ozarks 10 years

View Profile Aug 01 2013

First Carolina Federal Savings Bank

Acquisition: The First National Bank Of Shelby acquired a new subsidiary, First Carolina Federal Savings Bank, 25 years

View Profile Apr 03 1999

The First National Bank Of Shelby

The First National Bank Of Shelby was established 150 years ago and is currently headquartered in Shelby, NC.

Jan 01 1874
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of The Ozarks Buyer 18,430,019 Acquisition Discontinued 8/1/2013
First Carolina Federal Savings Bank Seller 95,945 Acquisition Discontinued 4/3/1999
Relationships Role Relationship Start Relationship End
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