Vitals
  • Total Assets
    690.2M 15.2 %
  • Total Deposits
    585.1M 19.4 %
  • Total Net Loans
    516.5M 19.9 %
  • Net Income
    4.4M -0.8 %
  • Book Value
    59.0M 15.4 %
  • Book Value x2
    118.0M 15.4 %
  • Book Value x3
    176.9M 15.4 %
ROAA

.653

ROAE

7.7

Efficiency Ratio

70.909

Net Interest Margin

3.283

Balance Sheet Highlights
Financial Highlights The Farmers National Bank Of Emlenton All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 690,155 784,148
Total Net Loans 516,503 559,183
Total Deposits 585,125 637,080
Total Equity 58,975 81,247
Profitability
Net Income 4,362 6,303
Return on Average Assets .653 .785
Return on Average Equity 7.7 7.431
Net Interest Margin 3.283 3.473
Efficiency Ratio 70.909 69.514
Noninterest Income/Revenue 12.45 18.146
Balance Sheet Ratios
Loan-to-Deposit 88.272 86.432
Securities/Assets .144 .178
Total Equity/Total Assets .085 .104
Tangible Equity/Tangible Assets .07 .094
Capital Adequacy
Tier 1 Common Capital 53,050 72,881
Tier 1 Capital 53,050 73,172
Tier 2 Capital 5,555 6,143
Total Capital 58,605 79,518
Total Risk Weighted Assets 461,811 578,873
Leverage Ratio 7.84 9.899
Common Equity Tier 1 Capital Ratio 11.49 13.811
Tier 1 Capital Ratio 11.49 13.878
Total Capital Ratio 12.69 15.103

Timeline for The Farmers National Bank Of Emlenton

United-American Savings Bank

Acquisition: The Farmers National Bank Of Emlenton acquired a new subsidiary, United-American Savings Bank, 8 years

View Profile May 01 2016

Elk County Savings And Loan Association

Acquisition: The Farmers National Bank Of Emlenton acquired a new subsidiary, Elk County Savings And Loan Association, 15 years

View Profile Oct 18 2008

Peoples Savings Bank

Acquisition: The Farmers National Bank Of Emlenton acquired a new subsidiary, Peoples Savings Bank, 25 years

View Profile Sep 01 1998

Emclaire Financial Corp

Emclaire Financial Corp became a new parent organization for The Farmers National Bank Of Emlenton.

View Profile Apr 01 1990

The Farmers National Bank Of Emlenton

The Farmers National Bank Of Emlenton was established 124 years ago and is currently headquartered in Emlenton, PA.

Jan 01 1900
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United-American Savings Bank Seller 80,544 Acquisition Discontinued 5/1/2016
Elk County Savings And Loan Association Seller 9,125 Acquisition Discontinued 10/18/2008
Peoples Savings Bank Seller 44,670 Acquisition Discontinued 9/1/1998
Relationships Role Relationship Start Relationship End
Emclaire Financial Corp Parent 4/1/1990
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