Vitals
  • Total Assets
    227.2M 1.0 %
  • Total Deposits
    209.0M 0.9 %
  • Total Net Loans
    147.8M 3.0 %
  • Net Income
    45000.0000 -84.6 %
  • Book Value
    15.8M 6.0 %
  • Book Value x2
    31.7M 6.0 %
  • Book Value x3
    47.5M 6.0 %
ROAA

.026

ROAE

.382

Efficiency Ratio

95.558

Net Interest Margin

3.845

Balance Sheet Highlights
Financial Highlights The First National Bank Of Fredericksburg All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 227,244 736,896
Total Net Loans 147,808 514,994
Total Deposits 209,019 593,203
Total Equity 15,827 78,277
Profitability
Net Income 45 4,848
Return on Average Assets .026 .794
Return on Average Equity .382 7.447
Net Interest Margin 3.845 3.523
Efficiency Ratio 95.558 70.818
Noninterest Income/Revenue 12.545 18.203
Balance Sheet Ratios
Loan-to-Deposit 70.715 83.266
Securities/Assets .127 .189
Total Equity/Total Assets .07 .106
Tangible Equity/Tangible Assets .07 .095
Capital Adequacy
Tier 1 Common Capital 16,875 69,726
Tier 1 Capital 16,875 70,489
Tier 2 Capital 1,251 5,833
Total Capital 18,126 77,194
Total Risk Weighted Assets 162,207 546,421
Leverage Ratio 7.24 10.274
Common Equity Tier 1 Capital Ratio 10.4 14.547
Tier 1 Capital Ratio 10.4 14.735
Total Capital Ratio 11.17 15.952

Timeline for The First National Bank Of Fredericksburg

First Citizens Community Bank

The First National Bank Of Fredericksburg was acquired by First Citizens Community Bank 8 years

View Profile Dec 12 2015

The First National Bank Of Fredericksburg

The First National Bank Of Fredericksburg was established 116 years ago and is currently headquartered in Fredericksburg, PA.

Jul 06 1907
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Citizens Community Bank Buyer 1,195,019 Acquisition Discontinued 12/12/2015
Relationships Role Relationship Start Relationship End
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