Net Income Analysis ( % relative to Total Revenue )
Income Statement The First National Bank Of Fredericksburg All Insured Commercial Banks in Pennsylvania
Interest and Fees on Loans 5,071 16,339
Income from Lease Financing Receivables — 44
125 328
Estimated Tax Benefit from Tax-Exempt Loan Income — 169
Income on Loans and Leases (TE) 5,071 16,729
Investment Interest Income (TE) 320 2,858
Total Interest Income (TE) 5,577 19,915
Total Interest Expense 389 2,160
Net Interest Income (TE) 5,188 17,759
Non-Interest Income 800 4,432
Adjusted Operating Income (TE) 5,988 22,217
Non-interest Expense 5,722 14,693
Provision for Loan & Lease Losses 325 563
Pretax Operating Income (TE) -59 6,861
Pretax Net Operating Income (TE) -59 7,171
Applicable Income Taxes -104 1,676
Net Operating Income 45 4,854
Net Income 45 4,848
Cash Dividends Declared — 1,961
Retained Earnings 45 2,144