Vitals
  • Total Assets
    302.9M 10.6 %
  • Total Deposits
    223.0M -5.4 %
  • Total Net Loans
    203.4M 6.4 %
  • Net Income
    533000.0000 22.2 %
  • Book Value
    65.0M 169.0 %
  • Book Value x2
    130.0M 169.0 %
  • Book Value x3
    195.0M 169.0 %
ROAA

.711

ROAE

3.278

Efficiency Ratio

72.977

Net Interest Margin

4.341

Balance Sheet Highlights
Financial Highlights The Fidelity Bank All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 302,938 405,025
Total Net Loans 203,350 307,279
Total Deposits 223,045 343,041
Total Equity 64,994 39,498
Profitability
Net Income 533 2,032
Return on Average Assets .711 1.248
Return on Average Equity 3.278 12.68
Net Interest Margin 4.341 4.198
Efficiency Ratio 72.977 63.513
Noninterest Income/Revenue 14.226 15.44
Balance Sheet Ratios
Loan-to-Deposit 91.17 86.596
Securities/Assets .111 .368
Total Equity/Total Assets .215 .098
Tangible Equity/Tangible Assets .069 .003
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 22,850 34,419
Tier 2 Capital 10,773 8,490
Total Capital 33,623 42,157
Total Risk Weighted Assets 191,562 298,959
Leverage Ratio 8.87 9.645
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.93 13.635
Total Capital Ratio 17.55 15.368

Timeline for The Fidelity Bank

Farmers & Mechanics Bank

The Fidelity Bank was acquired by Farmers & Mechanics Bank 19 years

View Profile Apr 21 2005

Fb Holdings & Investments, Inc.

Fb Holdings & Investments, Inc. became a new subsidiary organization for The Fidelity Bank.

View Profile Jun 01 1994

Mercantile Bankshares Corporation

Mercantile Bankshares Corporation became a new parent organization for The Fidelity Bank.

View Profile Jan 30 1974

The Fidelity Bank

The Fidelity Bank was established 122 years ago and is currently headquartered in Hagerstown, MD.

Apr 18 1902
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Farmers & Mechanics Bank Buyer 2,023,811 Pooling of Interests Discontinued 4/21/2005
Relationships Role Relationship Start Relationship End
Mercantile Bankshares Corporation Parent 1/30/1974 4/20/2005
Fb Holdings & Investments, Inc. Subsidary 6/1/1994 8/31/2001
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