Vitals
  • Total Assets
    2.0B 1.6 %
  • Total Deposits
    1.4B 0.7 %
  • Total Net Loans
    1.2B 3.1 %
  • Net Income
    14.7M 25.6 %
  • Book Value
    448.8M 2.0 %
  • Book Value x2
    897.6M 2.0 %
  • Book Value x3
    1.3B 2.0 %
ROAA

1.478

ROAE

6.582

Efficiency Ratio

55.341

Net Interest Margin

4.041

Balance Sheet Highlights
Financial Highlights Farmers & Mechanics Bank All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 2,023,811 486,679
Total Net Loans 1,175,550 386,356
Total Deposits 1,361,922 380,946
Total Equity 448,785 54,214
Profitability
Net Income 14,682 5,081
Return on Average Assets 1.478 1.251
Return on Average Equity 6.582 12.118
Net Interest Margin 4.041 4.23
Efficiency Ratio 55.341 66.598
Noninterest Income/Revenue 23.392 13.202
Balance Sheet Ratios
Loan-to-Deposit 86.316 91.283
Securities/Assets .186 .316
Total Equity/Total Assets .222 .111
Tangible Equity/Tangible Assets .082 -.041
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 178,678 43,464
Tier 2 Capital 59,757 8,781
Total Capital 238,435 51,591
Total Risk Weighted Assets 1,496,511 373,589
Leverage Ratio 10.33 10.128
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.94 12.736
Total Capital Ratio 15.93 14.264

Timeline for Farmers & Mechanics Bank

Pnc Bank, National Association

Farmers & Mechanics Bank was acquired by Pnc Bank, National Association 16 years

View Profile Sep 15 2007

Pnc Financial Services Group, Inc., The

Pnc Financial Services Group, Inc., The became a new parent organization for Farmers & Mechanics Bank.

View Profile Mar 02 2007

The Fidelity Bank

Acquisition: Farmers & Mechanics Bank acquired a new subsidiary, The Fidelity Bank, 19 years

View Profile Apr 21 2005

Fredericktown Bank & Trust Company

Acquisition: Farmers & Mechanics Bank acquired a new subsidiary, Fredericktown Bank & Trust Company, 20 years

View Profile Oct 24 2003

F B & T Holdings & Investments, Inc.

F B & T Holdings & Investments, Inc. became a new subsidiary organization for Farmers & Mechanics Bank.

View Profile Oct 24 2003

Want to see more?

Complete timeline for Farmers & Mechanics Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Pnc Bank, National Association Buyer 43,244,081 Pooling of Interests Discontinued 9/15/2007
The Fidelity Bank Seller 302,938 Pooling of Interests Discontinued 4/21/2005
Fredericktown Bank & Trust Company Seller 321,691 Acquisition Discontinued 10/24/2003
Home Federal Savings Bank Seller 247,693 Pooling of Interests Discontinued 6/1/2001
Commercial And Farmers Bank Seller 173,528 Pooling of Interests Discontinued 12/31/1999
Taneytown Bank & Trust Company Seller 305,687 Pooling of Interests Discontinued 12/1/1998
The Bank Of Brunswick Seller 28,462 Pooling of Interests Discontinued 6/1/1995
Walkersville Bank Seller Discontinued 4/29/1963
Peoples National Bank In Brunswick Seller Discontinued 1/14/1963
Farmers State Bank Seller Discontinued 9/17/1962
First National Bank Of Mount Airy Seller Discontinued 1/4/1960
Relationships Role Relationship Start Relationship End
Pnc Financial Services Group, Inc., The Parent 3/2/2007 9/14/2007
Mercantile Bankshares Corporation Parent 8/13/2003 3/1/2007
F&M Bancorp Parent 7/2/1984 8/12/2003
Key Management, Inc. Subsidary 6/17/1994 8/24/2007
Potomac Basin Group Associates, Inc. Subsidary 7/15/1999 8/10/2007
Keller-Stonebraker Insurance, Inc. Subsidary 5/29/1998 7/1/2007
C.C. Title Services L.L.L.P. Subsidary 9/28/2000 5/7/2007
F B & T Holdings & Investments, Inc. Subsidary 10/24/2003 12/29/2003
Key Holdings, Inc. Subsidary 6/11/1992 8/31/2001
Galloway Holdings, Llc Subsidary 6/1/2001 8/31/2001
Central Maryland Services Corporation Subsidary 12/31/1999 5/29/2001
Founders Mortgage Company, Inc. Subsidary 12/31/1999 5/29/2001
Tbt Title Viii, Inc. Subsidary 2/1/2000 5/29/2001
C & F Insurance Agency, Inc. Subsidary 12/31/1999 5/28/2001
Maryland General Insurance Agency, Inc. Subsidary 11/16/1996 5/28/2001
Rogers Avenue Realty, Inc. Subsidary 12/31/1999 3/6/2000
Tbt Insurance, Inc. Subsidary 12/1/1998 3/1/2000
Tbt Title Holdings, Inc. Subsidary 12/1/1998 1/31/2000
Tbt Investments, Inc. Subsidary 12/1/1998 8/12/1999
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